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Consumer advocates are arguing for a $25 billion reduction in insurance rates due to the windfall insurers stand to gain as a result of the recently enacted Republican tax plan. This will presumably help consumers, but hurt agents, whose compensation is typically a percentage of policy premiums.
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Life insurance agents are most concerned with the micro-view of their business: how many new clients they’re adding, whether their compensation is growing, and how many of their policies might fall off the books in a given year. But it’s also important to take a macro-view of the life insurance
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If a client asks you whether he or she should invest in promissory notes, you may want to answer, “Let’s talk.” That’s because these instruments, which are used by companies to raise capital, are the top current threat facing financial consumers.
According to a 2017 survey from the North
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