Our Privacy Policy has been updated.

Programs for Innovative Benefit Concepts, LLC

Welcome to your Innovative Benefit Concepts, LLC Benefits Program. 360 Coverage Pros provides you with access to the following top-rated products and services.


Errors And Omissions Insurance

This Errors and Omissions Insurance Program features low rates, comprehensive coverage options, easy online applications, "A" rated carriers and monthly payment options.
Learn More

Cyber Liability & Data Breach Insurance

Protect your business against the high financial costs associated with a data breach including, legal counsel, credit notification, monitoring services, regulatory fines, forensic investigators and more. Coverage starts at just $199/yr.
Learn More

Savings & Discounts Program

360 Coverage Pros customers enjoy complimentary access to our exclusive savings and discounts program. Take advantage of offers from thousands of local and national retailers and save on all the things you love to buy including NFL tickets, Walt Disney World, Costco, Target, movie tickets, hotels, cruises and much more.
Learn More

What 360 Coverage Pros customers are saying


"Great coverage. Great Company!"

(5)
John Dromazos

"Always a positive experience obtaining my E&O insurance through this company. Thank You! Highly reco..."

(5)
John Farrar

"Highly recommended to me by a co-worker. Simple to navigate and price was less than most others out..."

(5)
Scott Fairbairn


Read More Customer Reviews

360 Coverage Pros: Our Service Makes The Difference!

First-Class Customer Service

Our dedicated Customer Care Center is ready to assist you with prompt and courteous service.

Innovative Program Designs

Our programs are customized for your industry, association or affinity group.

User-Friendly Technology

User-friendly experiences from all of your devices: laptops, tablets and mobile.

Unparalleled Experience

360 Coverage Pros is an industry leading insurance and benefits provider for individuals, groups and associations.

Online Chat Support

Online chat support is available during normal business hours to assist you.

Convenient Online Access

Enjoy fast, easy online access to program benefits and services 24/7.

Admin Login