Charter Captain 6 Pack / OUPV
Charter Captain 6 Pack / OUPV
Charter Captain 6 Pack / OUPV
Starting at
$25
.83
/MO
Master
Master
Master
Starting at
$36
.25
/MO
100 Ton / Tug Captain / Chief Mate
100 Ton / Tug Captain / Chief Mate
100 Ton / Tug Captain / Chief Mate
Starting at
$30
.00
/MO
Pilots & Docking Masters
Pilots & Docking Masters
Pilots & Docking Masters
Starting at
$30
.00
/MO
Second Mate / Third Mate
Second Mate / Third Mate
Second Mate / Third Mate
Starting at
$25
.83
/MO
Chief Engineer
Chief Engineer
Chief Engineer
Starting at
$30
.00
/MO
Designated Duty Engineer
Designated Duty Engineer
Designated Duty Engineer
Starting at
$25
.83
/MO
Deck Department Deck DepartmentDeck Dept. Engine Department Engine DepartmentEngine Dept.
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Mariner Liability Insurance

Essential Coverage for Professional Mariners

Every day, maritime accidents and incidents occur that can lead to a suspension of your license pending investigation– regardless of fault. With adverse weather and other hazards comes the potential for vessel damage, personal injury and even fatalities. Having a Mariner Liability Insurance policy in place is a must for protecting you, your career and your financial future. You’ve worked hard to build your career as a professional Mariner–don’t leave your license and your livelihood to chance.

What Does This Mariner Liability Insurance Policy Cover?

The 360 Coverage Pros Mariner Liability Insurance Program offers comprehensive coverage options at low monthly rates – and applying for a policy online takes just minutes. This policy helps protect against the cost of collisions or allisions with other vessels, as well as with docks and other stationary objects.

This Mariner Liability Insurance Policy Includes Coverage For:

  • $1 million in license protection and defense costs (higher limits available)
  • $10,000 coverage for fines and penalties
  • Loss of professional instruments or equipment
  • Accidental discharge of oil, groundings, and wake damage
  • Injuries to passengers that are caused while operating a vessel
  • The cost of investigations and charges by the Coast Guard
  • Suspension or revocation of your marine license

Optional Coverage Options Include:

  • License Protection and Defense Costs (including Foreign Jurisdiction Coverage and Loss of Personal Property)
  • Legal representation in the defense of civil or criminal proceedings that arise from a shipping casualty
  • Civil damages that you are legally liable to pay for bodily injury and/or property damages that occur due to a shipping casualty
  • Monthly compensation for up to 12 months – plus a daily allowance for subsistence in the event of the suspension or the revocation of your license (or compensation for the difference in wages should your license be ordered replaced by a lower grade license)
  • Loss of income due to an investigation and/or hearing by the Coast Guard

There are no deductibles required for all of our coverage options, other than for fines or penalties that you may be liable for. Premiums for your plan can be paid monthly or annually – whichever works best for you.

This coverage is designed specifically to protect the following classes of professional mariners:

  • Master
  • Tug Captain
  • Chief Mate
  • Second Mate
  • Third Mate
  • Chief Engineer
  • Second Engineer
  • Third Engineer
  • Designated Duty Engineer

The Cost of Not Having Mariner Liability Insurance

Just like operating a vehicle on the road, bodily injury and property damage can occur on the water. This could lead to costly medical expenses and property repairs, as well as potential legal liability if you are named as a defendant in a lawsuit. Regardless of whether or not you were at fault in a water-related incident, accident, or injury, it is likely that the authorities will investigate, which could still require you to defend your decision.

Mariner Liability Insurance can help you to defray these expenses so that you can quickly get back on the water.

Investigations can be both time-consuming and expensive – and could be even more costly if your marine license is suspended or revoked leaving you unable to earn income during the process. A Mariner Liability Insurance policy can help you protect your financial security and your career altogether.

Who Needs Mariner Liability Coverage?

Even the most experienced and highly skilled mariner could still find themselves in a situation that requires legal assistance. Just like other licensed professionals - such as doctors, accountants, and attorneys – events can occur that are out of your control. But, while you can’t always prevent accidents or injuries from happening, you can control how much out-of-pocket money it will cost you.

Mariner Liability Insurance can provide you with an attorney to help with defending your marine license if an issuing authority questions your ability to hold it. Your attorney representation may also include other services, too, such as accompanying you to depositions and court proceedings and working with you when providing witness statements and/or responding to Letters of Warning notices.

In addition, Mariner Liability Insurance policies can also protect you against the loss of income you may incur (for up to a specified period of time) if your marine license becomes suspended or revoked.

How Much Does Mariner Liability Insurance Cost?

Chose the coverage options that best fit your needs and determine your premium using our quick rate calculator. Coverage starts at just $25.83 per month.

Your premium will depend on several factors including your average monthly income, license grade and additional coverage options you may choose to include with your policy.

It’s fast and easy to secure your Mariner Liability Insurance online today. At 360 Coverage Pros, we make binding – and keeping - your Mariner Liability Insurance policy painless! When it’s time to renew, our automated renewal process prevents you from having to re-apply each year.

Mariner Liability Insurance Coverage You Can Count On – Even in Rough Waters

This Mariner Liability Insurance program was developed by marine professionals who understand the risks and challenges that professional mariners face on a regular basis.

Coverage is available in all 50 states, as well as in U.S. territories, so you can be assured that you’re protected from coast to coast. This policy backed by Berkley Offshore Underwriting Managers, a member company of Berkley, and an “A+” rated insurer (by A.M. Best Company) based on its financial strength and stability.

Get Protected Today