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E&O Insurance for Office Depot / OfficeMax Customers

Errors and Omissions Insurance Program for Office Depot / OfficeMax Customers LIFE & HEALTH AGENTS

Apply for Office Depot / OfficeMax Customers E&O Insurance Renew   Policy   Policy 05/01/2019 to 05/01/2020   E&O Renewal Reminder

Pricing Information  •   Program Features  •   Coverage Limits  •   Deductibles and Retentions  •   Payment Options  •   Underwriter  •   Disclosures  •   Program Administrator

E&O Program Introduction

  • In partnership with Office Depot / OfficeMax, 360 Coverage Pros welcomes Insurance agents looking for professional liability coverage (E&O).

About This Coverage

  • This Errors and Omissions insurance program is designed exclusively for Life & Health insurance agents. Coverage options available for sale and servicing of annuities, variable products and mutual funds.
  • If you are applying as a sole producer but need to add your agency name to the certificate of coverage, please complete this form after you've applied.
  • If you require coverage for both life and health insurance and property and casualty insurance, each coverage must be purchased separately.

Pricing Information

$1 Million per claim / $3 Million annual aggregate
Option A: Life (including indexed products), accident and health, long term care, disability, including Medicare advantage and Medicare supplemental insurance. Coverage is limited to admitted carriers.
Effective Date Pay In Full or Down Payment w/ Monthly Payment
05/01/19 Apply today for $465.00 $85.00 $40.00
   View more limit, coverage and pricing options
  • ADDITIONAL OPTIONS AVAILABLE. Pricing shown is for Life and Health agents earning less than $250,000 in gross annual commissions & fees with a coverage limit of $1,000,000 per claim / $3,000,000 annual aggregate. Pricing shown does not include coverage for fixed and indexed annuities, variable products or mutual funds.
  • Down payments will be processed immediately; monthly deductions as shown above will begin the 3rd of the month after the enrollment effective date.
  • At the time of enrollment, each agent will be required to make a non-refundable payment in the amount of the first month’s premium (minimum earned premium). Administrative fees and minimum earned premium are non-refundable.
  • Pricing includes $45 in administration fees. In addition, a $5 monthly processing fee is charged when the monthly payment option is chosen.

Program Features

  • Annual renewable claims-made policy
  • A policy aggregate of $10,000,000*

    *Policy aggregate limit of liability is not applicable to those agents and registered representatives who are residents of or practice in New York State.

  • Provides coverage for any affiliated corporation, partnership or agency for their liability arising out of the individual insured's professional services
  • Extended Reporting Period Available - see policy for details
  • Defense costs reduce the limit of liability and are subject to the retention. Punitive damages are not covered by the policy. Refer to the policy form for the definition of defense costs and punitive damages.
  • Provides coverage for your administrative, clerical and support personnel while they are acting on your behalf.
  • Instant certificate of insurance for qualified applicants
  • Important: This is a claims made and reported policy. Claims must be submitted as soon as practicable in writing to the insurer. Coverage only applies to claims first made during the policy period. Claims must be reported during the policy period; or, during an extended reporting period (ERP). Prior acts are covered back to the first day of continuous E&O coverage. Please refer to the policy form for claim reporting provisions and definition of a claim, prior acts definition, and ERP details.

Coverage Limits

  • $1 Million per claim / $3 Million annual aggregate

Deductibles and Retentions

  • $0 for claims arising from fixed life, accident & health, disability, long term care products and annuities (including indexed life and annuities).
  • $5,000 for claims arising from variable products, mutual funds or other securities that can be sold as a series 6 registered representative.

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT). For those customers that select the monthly payment option, your credit card or EFT will be processed on the third of each month.

Underwriter

  • This errors and omissions coverage is placed with an admitted carrier. Please reference the A.M. Best rating chart and disclosures link below for an explanation of admitted and non-admitted carriers.
  • Your coverage is secured by National Casualty Company, an admitted carrier rated "A+" (Superior) XV by A.M. Best. National Casualty Company is part of Nationwide E&S/Specialty, a subsidiary of the Nationwide Mutual Insurance Company.

Disclosures

  • A.M. Best rating chart and other disclosures.
  • By enrolling in this insurance policy, the applicant agrees to become a non-voting member of Financial Services Professional Liability Risk Purchasing Group, Inc. ("FSPLRPG"). FSPLRPG is a Virginia non-profit corporation that provides liability insurance for its members as a "Purchasing Group" in accordance with the Federal Liability Risk Retention Act (15 U.S.C. §3901 et seq.). Each member of FSPLRPG is covered for separate limits of liability and is required to pay all premiums when due.
  • Refer to the policy form by clicking on the Policy button at the top of the page for more details on covered professional services and exclusions.

Program Administrator

  • Gallagher Affinity
  • Refer to the policy form for additional definitions, terms, and conditions. Please contact us with any questions or concerns; you can also visit our Frequently Asked Questions for more information.
  • Program administrative services include policy review and issuance, premium billing and invoicing, mid-term policy changes, coordination and issuance of certificates of insurance, online enrollment and account management and a dedicated customer support team with phone, chat and online contact features.

Errors and Omissions Insurance Program for Office Depot / OfficeMax Customers PROPERTY & CASUALTY AGENTS

Apply for Office Depot / OfficeMax Customers E&O Insurance Renew   Policy   Policy 05/01/2019 to 05/01/2020   E&O Renewal Reminder

Pricing Information  •   Program Features  •   Coverage Limits  •   Deductibles and Retentions  •   Payment Options  •   Underwriter  •   Disclosures  •   Program Administrator

E&O Program Introduction

  • In partnership with Office Depot / OfficeMax, 360 Coverage Pros welcomes Property and Casualty Insurance agents looking for professional liability coverage (E&O).

About This Coverage

  • This Errors and Omissions insurance program is designed exclusively for Property & Casualty Agents. Coverage Options are available for both Personal and Commercial lines of insurance .
  • If you are applying as a sole producer but need to add your agency name to the certificate of coverage, please complete this form after you've applied.
  • If you require coverage for both life and health insurance and property and casualty insurance, each coverage must be purchased separately.

Pricing Information

$1 Million per claim / $2 Million annual aggregate
Personal Lines Only: Personal lines coverage is limited to the sale and servicing of automobile, homeowners, watercraft, recreational vehicle, motorcycle, personal umbrella, pet, renters, travel, residential flood and residential earthquake from admitted carriers. Other commercial and personal lines are excluded. No more than 10% of the Applicant's gross revenue can be derived from the sale and servicing of residential flood and residential earthquake insurance. Sublimits, conditions, and exclusions apply. See policy for full details.
Effective Date Pay In Full or Down Payment w/ Monthly Payment
05/01/19 Apply today for $705.00 $137.12 $57.08
   View more limit, coverage and pricing options
  • ADDITIONAL OPTIONS AVAILABLE. Pricing shown is for property and casualty agents selling personal lines only and earning less than $250,000 in gross annual commissions & fees with a coverage limit of $1,000,000 per claim / $2,000,000 annual aggregate.
  • Down payments will be processed immediately; monthly deductions as shown above will begin the 3rd of the month after the enrollment effective date.
  • At the time of enrollment, each agent will be required to make a non-refundable payment in the amount of the first month’s premium (minimum earned premium). Administrative fees and minimum earned premium are non-refundable.
  • Pricing includes $80 in administration fees. In addition, a $5 monthly processing fee is charged when the monthly payment option is chosen.

Program Features

  • Annual renewable claims-made policy
  • A policy aggregate of $10,000,000*

    *Policy aggregate limit of liability is not applicable to those agents and registered representatives who are residents of or practice in New York State.

  • Provides coverage for any affiliated corporation, partnership or agency for their liability arising out of the individual insured's professional services
  • Extended Reporting Period Available - see policy for details
  • Defense costs reduce the limit of liability and are subject to the retention. Punitive damages are not covered by the policy. Refer to the policy form for the definition of defense costs and punitive damages.
  • Provides coverage for your administrative, clerical and support personnel while they are acting on your behalf.
  • Instant certificate of insurance for qualified applicants
  • Important: This is a claims made and reported policy. Claims must be submitted as soon as practicable in writing to the insurer. Coverage only applies to claims first made during the policy period. Claims must be reported during the policy period; or, during an extended reporting period (ERP). Prior acts are covered back to the first day of continuous E&O coverage. Please refer to the policy form for claim reporting provisions and definition of a claim, prior acts definition, and ERP details.

Coverage Limits

  • $1 Million per claim / $2 Million annual aggregate

Deductibles and Retentions

  • $5,000 for claims arising from personal lines property & casualty insurance.
  • $10,000 for claims arising from commercial lines property & casualty insurance.
  • $25,000 for claims arising from inland marine, cyber liability, medical malpractice, professional liability, directors and officers liability, employment practice liability, fidelity, surety, crop, hail, wind.
  • $25,000 for Flood & Earthquake Insurance: Flood & Earthquake Insurance is subject to a $100,000/$100,000/$1,000,000 sublimit
  • $25,000 for claims arising from any coverage placed with a non-admitted carrier (commercial lines only).

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT). For those customers that select the monthly payment option, your credit card or EFT will be processed on the third of each month.

Underwriter

  • This errors and omissions coverage is placed with an admitted carrier. Please reference the A.M. Best rating chart and disclosures link below for an explanation of admitted and non-admitted carriers.
  • Your coverage is secured by National Casualty Company, an admitted carrier rated "A+" (Superior) XV by A.M. Best. National Casualty Company is part of Nationwide E&S/Specialty, a subsidiary of the Nationwide Mutual Insurance Company.

Disclosures

  • A.M. Best rating chart and other disclosures.
  • By enrolling in this insurance policy, the applicant agrees to become a non-voting member of Financial Services Professional Liability Risk Purchasing Group, Inc. ("FSPLRPG"). FSPLRPG is a Virginia non-profit corporation that provides liability insurance for its members as a "Purchasing Group" in accordance with the Federal Liability Risk Retention Act (15 U.S.C. §3901 et seq.). Each member of FSPLRPG is covered for separate limits of liability and is required to pay all premiums when due.
  • No more than 10% of the agent/agency’s revenue can be derived non-admitted carriers and from inland marine, medical malpractice and professional liability, directors and officers liability, employment practice liability, fidelity, surety, crop, hail, wind, flood and earthquake coverages. These lines of insurance will share the a sublimit of $100,000/$100,000/$1,000,000 and be subject to a $25,000 retention
  • Refer to the policy form by clicking on the Policy button at the top of the page for more details on covered professional services and exclusions.

Program Administrator

  • Gallagher Affinity
  • Refer to the policy form for additional definitions, terms, and conditions. Please contact us with any questions or concerns; you can also visit our Frequently Asked Questions for more information.
  • Program administrative services include policy review and issuance, premium billing and invoicing, mid-term policy changes, coordination and issuance of certificates of insurance, online enrollment and account management and a dedicated customer support team with phone, chat and online contact features.

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