Dentist Malpractice Insurance

Professional Liability Insurance Program For Dentists

About This Coverage • Program Eligibility • Program Features • Coverage Limits • Underwriter • Disclosures • Program Administrator

Provides dentists with insurance coverage for defense costs and indemnity payments for covered claims arising from alleged errors or omissions for professional services.
Annual policies: occurrence and claims-made available

Groups or Individual Licensed Dentist
- Multiple dentists providing services under a corporate entity or DBA
Each dentist will be rated separately with their own Prior Acts Date (does NOT automatically include ICs)

Defense costs are provided in addition to the limits of liability.
You will have your own defense attorney assigned by the Insurer to represent your interests.
During the policy period, coverage is in force 24/7, even if you change jobs or have multiple jobs.
Professional Liability
- $1,000,000 per claim / $3,000,000 annual aggregate
License Protection Defense
- $50,000 per claim / $50,000 annual aggregate
Peer Review Committee Defense
- $50,000 per claim / $50,000 annual aggregate
Deposition Representation
- $2,500 per claim / $7,500 annual aggregate
Medical Payments
- $5,000 per patient / $10,000 annual aggregate
Damage to Property of Others
- $500 per patient / $2,500 annual aggregate
Sexual Misconduct/Abuse
- Defense coverage only
Information Privacy Coverage (HIPAA)
- $10,000 per claim / $10,000 annual aggregate
Supplemental Coverages Also Available:
- Information and Network Security: $25,000 per claim / $25,000 annual aggregate
- Media Liability: $25,000 per claim / $25,000 annual aggregate
- Regulatory Privacy Proceeding and Regulatory Fines & Penalties: $25,000 per claim / $25,000 annual aggregate
- Customer Notification and Credit Monitoring Expense: $10,000 per claim / $10,000 annual aggregate
- Electronic Data Recovery and Replacement Expenses: $10,000 per claim / $10,000 annual aggregate

In select states: Great Divide Insurance Company is a member of Berkley
Rated A+ (Superior), Financial Size Category XV by A.M. Best Company
Where applicable, additional markets may be utilized.

360 Coverage Pros is administered by Gallagher Affinity, a global insurance brokerage, risk management and consulting services firm.
Program administrative services include policy review and issuance, premium billing and invoicing, mid-term policy changes, coordination and issuance of certificates of insurance, online enrollment and account management and a dedicated customer support team with phone, chat and online contact features.