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Affordable,
comprehensive,
top-rated insurance
3 Easy Steps To Get Covered
1. Find Your Perfect Option
See our policy details or use our Rate Calculator to discover the perfect policy with upfront pricing for you.
2. Apply For Coverage
In as little as 5 minutes, you can be insured and protected against client claims of negligence, errors and omissions.
3. Download Your Certificate
Once you’ve completed your application and paid, you’ll immediately have access to your certificate of insurance.
Group 1
Eligible States
AL, AR, AZ, CT, FL, GA, IL, IN, KS, MA, ME, MI, MN, MO, NC, NH, NV, OH, OK, OR, SC, UT, VA, VT, WI, WV
AL, AR, AZ, CT, FL, GA, IL, IN, KS, MA, ME, MI, MN, MO, NC, NH, NV, OH, OK, OR, SC, UT, VA, VT, WI, WV
- Up to $1M/$1M liability limits
- $1K or $2.5K deductible
- Up to $600K revenue
- Cover up to 25 licensees
- Property Management option
- Mortgage Brokering option
Group 2
Eligible States
DE, MD, NJ, PA, TX
DE, MD, NJ, PA, TX
- Up to $1M/$1M liability limits
- $1K or $2.5K deductible
- Up to $600K revenue
- Cover up to 25 licensees
- Property Management option
- Mortgage Brokering option
Group 3
Eligible States
CA, HI
CA, HI
- Up to $1M/$1M liability limits
- $2.5K deductible
- Up to $150K revenue
Group 4
Eligible States
AK, CO, IA, ID, KY, LA, MS, MT, ND, NE, NM, NY, RI, SD, TN, WA, WY
AK, CO, IA, ID, KY, LA, MS, MT, ND, NE, NM, NY, RI, SD, TN, WA, WY
- Limits beyond state requirements available
- Your choice of deductible
- Up to $1M revenue in most states
Need higher limits or additional coverage options?
Submit an indication form to start a custom quote.
*Property Management and Mortgage Brokering add-ons are only available in Groups 1 & 2.
Get The Facts On Liability Insurance
Mitigate Your Risks
Realtors can be sued over the simplest error or misunderstanding. Are you protected?
Why Realtors Need E&O
Individual Agents and Real Estate Brokerages need an E&O Insurance policy to protect them against claims of alleged or actual professional mistakes. Claims can cost you thousands or more in fees, judgments, fines and penalties—attorney fees alone can quickly amount to $10,000 or more. Negligence, breach of duty, open house damage, escrow disputes, breach of contract, fraud and misrepresentation are some of the many possible causes of a Real Estate E&O claim.
Fast & Easy
360 Coverage Pros makes E&O Insurance for Real Estate Agents & Brokers easy.
Superior Protection For Agents & Brokers
With 360 Coverage Pros, you can have peace of mind in just minutes with our fast online application. Build your plan by choosing from multiple liability limit and deductible options and optionally add on coverages like property management and mortgage brokering.
Risky Business
Some business areas are riskier than others, but any Realtor can find themselves in a claim.
You’re Not Immune!
Agents may think their line of work doesn’t warrant E&O coverage, or they’re confident they would never make a mistake. The riskiest areas of real estate that result in the most E&O claims are appraisals, mortgage brokering, property management and agent-owned properties. Even if your work in these areas is minimal, that doesn’t mean you’re immune to a costly claim.
Agents & Brokers
We offer solutions for both individual agents and small or medium-sized brokerages.
E&O For Individuals & Brokerages
This coverage can protect an individual agent or a small or medium-sized brokerage.
In most states, this coverage protects up to 25 licensees and up to $600K in annual revenue. See your group option and the policy for complete details on limitations and exclusions.
How We Stack Up Against The Competition
With 360 Coverage Pros, you can trust that your coverage has an advantage over the other policies out there. Affordable, upfront pricing, U.S.-based customer service, comprehensive coverage options ...the list goes on.
360 Coverage Pros
Competitor 1
Competitor 2
Instant proof of coverage
Upfront pricing without the need to input personal information
Coverage flexibility for sole proprietors and brokerages
Add-on options for mortgage brokering and property management
Multiple deductible and liability limit options
One on one, complimentary consultations with a policy expert
First-class, US-based customer care and 24/7 legal advisement hotline
Frequently Asked Questions
See All FAQsWhat does Real Estate Agent & Broker E&O Insurance protect against?
E&O Insurance for Real Estate Agents, Brokers and Brokerages safeguards the named insured in the event of a claim by one of their clients. A wide range of issues could result in a suit being brought against you as a Realtor. The top reasons include negligence, breaches of duty, contract, fiduciary duty, property and value misrepresentations, fraud, open house and showings damages, and escrow disputes.
What services are covered under Real Estate Agent & Broker E&O Insurance?
Our coverage extends to individual Agents and Brokers, as well as small Brokerages with 25 or fewer licensees in policy Groups 1, 2 and 4. Designed to meet the needs of any licensed agent, this E&O Insurance policy protects you in transactions related to: Residential real estate sales (1-4 units), commercial real estate sales (5+ units), residential or commercial real estate leasing services, and raw, vacant or partially developed land sales. Coverage also applies for services as a real estate consultant or counselor or as an expert witness for covered services. For an additional premium, you can also be protected for the services you provide that relate to residential and commercial Property Management and Mortgage Brokering.
What else does Real Estate Agent & Broker E&O Insurance cover?
Beyond the more common claim scenarios, policies are written to address additional claims related to: Lockbox, Megan’s Law, Fair Housing discrimination, security incidents / third-party confidential information loss, regulatory agency fines/penalties, public relations crisis, disciplinary actions, subpoenas, pollution (failure to disclose), and open house bodily injury and property damage. These additional protections are subject to defined sublimits of the policy. Please refer to the policy details page and full policy for complete details on any applicable sublimits.
Talk One-on-One with a Program Expert Today
Schedule your free consultation with a Real Estate Agent & Broker E&O Insurance expert.
- No-pressure call to discuss your business insurance needs and review the policy
- Get all your insurance questions answered
- Cancel or reschedule your call anytime using our convenient online scheduler
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