E&O Insurance for Travel Agents, Agencies and Tour Operators

Errors and Omissions Insurance Program for Travel Agents, Agencies and Tour Operators


Apply for Travel Agents, Agencies and Tour Operators E&O Insurance Renew    Renewal Reminder

E&O Program Introduction

  • Today’s environment for the travel professional has never moved faster. The only way to assure you the financial protection needed in today’s travel industry is to carry professional liability coverage. The best place to purchase coverage is through a trusted partner like 360 Coverage Pros. Our Travel Agent professional liability program is designed to cover your needs at very competitive pricing with the easiest click and bind process in the industry.
    • Designed for Travel Agents with Annual Total Gross Receipts (TGR) of less than $250,000
    • Bundled coverage with monthly payments starting at just $29.33
    • Fast and easy online application….No more waiting for coverage
    • Instant proof of insurance
    • First-class customer care professionals standing by to answer your questions
    • Need a custom quote? (for Agents with TGR greater than $250,000)

Pricing Information

$500,000 Annual Aggregate
Includes coverage for Bodily Injury and Property Damage Liability, Non-Owned and Hired Auto Liability, Professional Liability, Personal Injury Liability, Defendants Expense, Reimbursement for Uninsured Medical Expenses and Damage to the Assured's Personal Property incurred due to Assault. Also includes coverage for Host Liquor Liability (excluding student operators) and Employee Theft.
Effective Date Pay In Full or Down Payment w/ Monthly Payment
06/01/20 Apply today for $341.00 $78.37 $29.33
   View more limit, coverage and pricing options
  • At the time of enrollment, each applicant is required to make a non-refundable payment in the amount of the first month’s premium (minimum earned premium). Administrative fees and minimum earned premium are non-refundable
  • Pricing includes a $40.00 Risk Purchasing Group Fee and 3% Delaware State Surplus Lines Taxes. Down payment refers to the monthly payment option. Your down payment includes one month's premium, administrative fees and a $5.00 monthly processing fee. Down payments will be processed immediately; monthly deductions as shown above will begin on the third of the month after the enrollment effective date.

Program Eligibility

  • Coverage under the 360 Coverage Pros Travel Agent, Agency and Tour Operator Master Policy is currently NOT AVAILABLE in Indiana and New York.
  • Request a custom quote

Program Features

  • Defense costs reduce the limit of liability and are subject to the retention. Punitive damages are covered by the policy, unless uninsurable under applicable laws. Refer to the policy form for the definition of defense costs and punitive damages.
  • Coverage includes Bodily Injury and Property Damage Liability, Non-Owned and Hired Auto Liability, Professional Liability, Personal Injury Liability, Defendants Expense , Reimbursement for Uninsured Medical Expenses and Damage to the Assured's Personal Property incurred due to Assault. Also includes coverage for Host Liquor Liability (excluding student operators) and Employee Theft.
  • Optional coverage available for 3rd Party Medical Expense Payments for $100 in additional premium. (25,000 aggregate sublimit and $2,500 per person limit applies)
  • Safe secure electronic payment portal
  • Monthly payment options available
  • Painless automatic renewal process
    • As a busy professional, you have a lot on your plate. With 360 Coverage Pros' auto-renew feature, there's no need to complete an application every year. We’ll send you a renewal notice and if you still meet the eligibility requirements, you don’t have to do anything.
    • We’ll automatically renew your policy using the payment information we have on file. It’s that easy!
  • This is a claims made and reported policy. Claims must be submitted as soon as practicable in writing to the insurer. Coverage only applies to claims first made during the policy period. Claims must be reported during the policy period; or, during an extended reporting period (ERP). Prior acts are covered back to the first day of continuous E&O coverage. Please refer to the policy form for claim reporting provisions and definition of a claim, prior acts definition, and ERP details.

Coverage Limits

  • $500,000 Limit Option
  • $1,000,000 Limit Option

Deductibles and Retentions

  • $500 Deductible Each Claim

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT). For those customers that select the monthly payment option, your credit card or EFT will be processed on the third of each month.

Underwriter

  • Your coverage is secured by Underwriters at Lloyds of London, an outstanding insurance company rated "A" (Excellent) by A.M. Best.

Disclosures

  • A.M. Best rating and other disclosures.
  • Arthur J. Gallagher Travel Agents Purchasing Group, LLC is a Delaware domiciled risk purchasing group (RPG). Risk Purchasing Groups differ from traditional insurance companies in several ways, for example: • Permitted by Federal Law – “Liability Risk Retention Act of 1986” • A group of insureds engaged in similar businesses or activities to purchase insurance coverage from a commercial insurer • May be exempt from some state insurance regulations • May not be covered by various state guarantee funds Arthur J. Gallagher & Co, and any of its subsidiaries do not guarantee the financial viability of any insurance company, carrier, pool, risk retention group, or other means of risk transfer or risk sharing.
  • Refer to the policy form by clicking on the Policy button at the top of the page for more details on covered professional services and exclusions.

Program Administrator

  • 360 Coverage Pros is administered by Gallagher Affinity, a global insurance brokerage, risk management and consulting services firm. Founded in 1927, Gallagher has operations in 33 countries and offers client service capabilities in more than 150 countries around the world through a network of correspondent brokers and consultants.
  • Refer to the policy form for additional definitions, terms, and conditions. Please contact us with any questions or concerns; you can also visit our Frequently Asked Questions section for more information.
  • Program administrative services include policy review and issuance, premium billing and invoicing, mid-term policy changes, coordination and issuance of certificates of insurance, online enrollment and account management and a dedicated customer support team with phone, chat and online contact features.

Errors and Omissions Insurance Program for Travel Agents, Agencies and Tour Operators


Apply for Travel Agents, Agencies and Tour Operators E&O Insurance Renew    Renewal Reminder

E&O Program Introduction

  • Today’s environment for the travel professional has never moved faster. The only way to assure you the financial protection needed in today’s travel industry is to carry professional liability coverage. The best place to purchase coverage is through a trusted partner like 360 Coverage Pros. Our Travel Agency professional liability program is designed to cover your needs at very competitive pricing with the easiest click and bind process in the industry.
    • Designed for Travel Agencies with Annual Total Gross Receipts (TGR) of less than $2,000,000
    • Bundled coverage with monthly payments starting at just $38.17
    • Fast and easy online application….No more waiting for coverage
    • Instant proof of insurance
    • First-class customer care professionals standing by to answer your questions
    • Need a custom quote? (for Agencies with TGR greater than $2,000,000)

Pricing Information

$500,000 Annual Aggregate
Includes coverage for Bodily Injury and Property Damage Liability, Non-Owned and Hired Auto Liability, Professional Liability, Personal Injury Liability, Defendants Expense, Reimbursement for Uninsured Medical Expenses and Damage to the Assured's Personal Property incurred due to Assault. Also includes coverage for Host Liquor Liability (excluding student operators) and Employee Theft.
Effective Date Pay In Full or Down Payment w/ Monthly Payment
06/01/20 Apply today for $450.00 $90.17 $38.17
   View more limit, coverage and pricing options
  • At the time of enrollment, each applicant is required to make a non-refundable payment in the amount of the first month’s premium (minimum earned premium). Administrative fees and minimum earned premium are non-refundable
  • Pricing includes a $40.00 Risk Purchasing Group Fee and 3% Delaware State Surplus Lines Taxes. Down payment refers to the monthly payment option. Your down payment includes one month's premium, administrative fees and a $5.00 monthly processing fee. Down payments will be processed immediately; monthly deductions as shown above will begin on the third of the month after the enrollment effective date.

Program Eligibility

  • Coverage under the 360 Coverage Pros Travel Agent, Agency and Tour Operator Master Policy is currently NOT AVAILABLE in Indiana and New York.
  • Request a custom quote

Program Features

  • Defense costs reduce the limit of liability and are subject to the retention. Punitive damages are covered by the policy, unless uninsurable under applicable laws. Refer to the policy form for the definition of defense costs and punitive damages.
  • Coverage includes Bodily Injury and Property Damage Liability, Non-Owned and Hired Auto Liability, Professional Liability, Personal Injury Liability, Defendants Expense , Reimbursement for Uninsured Medical Expenses and Damage to the Assured's Personal Property incurred due to Assault. Also includes coverage for Host Liquor Liability (excluding student operators) and Employee Theft.
  • Optional coverage available for 3rd Party Medical Expense Payments for $100 in additional premium. (25,000 aggregate sublimit and $2,500 per person limit applies)
  • Safe secure electronic payment portal
  • Monthly payment options available
  • Painless automatic renewal process
    • As a busy professional, you have a lot on your plate. With 360 Coverage Pros' auto-renew feature, there's no need to complete an application every year. We’ll send you a renewal notice and if you still meet the eligibility requirements, you don’t have to do anything.
    • We’ll automatically renew your policy using the payment information we have on file. It’s that easy!
  • This is a claims made and reported policy. Claims must be submitted as soon as practicable in writing to the insurer. Coverage only applies to claims first made during the policy period. Claims must be reported during the policy period; or, during an extended reporting period (ERP). Prior acts are covered back to the first day of continuous E&O coverage. Please refer to the policy form for claim reporting provisions and definition of a claim, prior acts definition, and ERP details.

Coverage Limits

  • $500,000 Limit Option
  • $1,000,000 Limit Option
  • $2,000,000 Limit Option

Deductibles and Retentions

  • Two Deductible Options:
    • $500 Deductible Each Claim
    • $1,000 Deductible Each Claim

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT). For those customers that select the monthly payment option, your credit card or EFT will be processed on the third of each month.

Underwriter

  • Your coverage is secured by Underwriters at Lloyds of London, an outstanding insurance company rated "A" (Excellent) by A.M. Best.

Disclosures

  • A.M. Best rating and other disclosures.
  • Arthur J. Gallagher Travel Agents Purchasing Group, LLC is a Delaware domiciled risk purchasing group (RPG). Risk Purchasing Groups differ from traditional insurance companies in several ways, for example: • Permitted by Federal Law – “Liability Risk Retention Act of 1986” • A group of insureds engaged in similar businesses or activities to purchase insurance coverage from a commercial insurer • May be exempt from some state insurance regulations • May not be covered by various state guarantee funds Arthur J. Gallagher & Co, and any of its subsidiaries do not guarantee the financial viability of any insurance company, carrier, pool, risk retention group, or other means of risk transfer or risk sharing.
  • Refer to the policy form by clicking on the Policy button at the top of the page for more details on covered professional services and exclusions.

Program Administrator

  • 360 Coverage Pros is administered by Gallagher Affinity, a global insurance brokerage, risk management and consulting services firm. Founded in 1927, Gallagher has operations in 33 countries and offers client service capabilities in more than 150 countries around the world through a network of correspondent brokers and consultants.
  • Refer to the policy form for additional definitions, terms, and conditions. Please contact us with any questions or concerns; you can also visit our Frequently Asked Questions section for more information.
  • Program administrative services include policy review and issuance, premium billing and invoicing, mid-term policy changes, coordination and issuance of certificates of insurance, online enrollment and account management and a dedicated customer support team with phone, chat and online contact features.

Errors and Omissions Insurance Program for Travel Agents, Agencies and Tour Operators


Apply for Travel Agents, Agencies and Tour Operators E&O Insurance Renew    Renewal Reminder

E&O Program Introduction

  • Today’s environment for the travel professional has never moved faster. The only way to assure you the financial protection needed in today’s travel industry is to carry professional liability coverage. The best place to purchase coverage is through a trusted partner like 360 Coverage Pros. Our Tour Operator professional liability program is designed to cover your needs at very competitive pricing with the easiest click and bind process in the industry.
    • Designed for Tour Operators with Annual Total Gross Receipts (TGR) of less than $2,500,000
    • Bundled coverage with monthly payments starting at just $278.42
    • Fast and easy online application….No more waiting for coverage
    • Instant proof of insurance
    • First-class customer care professionals standing by to answer your questions
    • Need a custom quote? (for Tour Operators with TGR greater than $2,500,000)

Pricing Information

$500,000 Annual Aggregate
Includes coverage for Bodily Injury and Property Damage Liability, Non-Owned and Hired Auto Liability, Professional Liability, Personal Injury Liability, Defendants Expense, Reimbursement for Uninsured Medical Expenses and Damage to the Assured's Personal Property incurred due to Assault. Also includes coverage for Host Liquor Liability (excluding student operators) and Employee Theft.
Effective Date Pay In Full or Down Payment w/ Monthly Payment
06/01/20 Apply today for $3,296.00 $413.42 $278.42
   View more limit, coverage and pricing options
  • At the time of enrollment, each applicant is required to make a non-refundable payment in the amount of the first month’s premium (minimum earned premium). Administrative fees and minimum earned premium are non-refundable
  • Pricing includes a $40.00 Risk Purchasing Group Fee and 3% Delaware State Surplus Lines Taxes. Down payment refers to the monthly payment option. Your down payment includes one month's premium, administrative fees and a $15.00 monthly processing fee. Down payments will be processed immediately; monthly deductions as shown above will begin on the third of the month after the enrollment effective date.

Program Eligibility

  • Coverage under the 360 Coverage Pros Travel Agent, Agency and Tour Operator Master Policy is currently NOT AVAILABLE in Indiana and New York.
  • Request a custom quote

Program Features

  • Defense costs reduce the limit of liability and are subject to the retention. Punitive damages are covered by the policy, unless uninsurable under applicable laws. Refer to the policy form for the definition of defense costs and punitive damages.
  • Coverage includes Bodily Injury and Property Damage Liability, Non-Owned and Hired Auto Liability, Professional Liability, Personal Injury Liability, Defendants Expense , Reimbursement for Uninsured Medical Expenses and Damage to the Assured's Personal Property incurred due to Assault. Also includes coverage for Host Liquor Liability (excluding student operators) and Employee Theft.
  • Optional coverage available for 3rd Party Medical Expense Payments for $100 in additional premium. (25,000 aggregate sublimit and $2,500 per person limit applies)
  • Safe secure electronic payment portal
  • Monthly payment options available
  • Painless automatic renewal process
    • As a busy professional, you have a lot on your plate. With 360 Coverage Pros' auto-renew feature, there's no need to complete an application every year. We’ll send you a renewal notice and if you still meet the eligibility requirements, you don’t have to do anything.
    • We’ll automatically renew your policy using the payment information we have on file. It’s that easy!
  • This is a claims made and reported policy. Claims must be submitted as soon as practicable in writing to the insurer. Coverage only applies to claims first made during the policy period. Claims must be reported during the policy period; or, during an extended reporting period (ERP). Prior acts are covered back to the first day of continuous E&O coverage. Please refer to the policy form for claim reporting provisions and definition of a claim, prior acts definition, and ERP details.

Coverage Limits

  • $500,000 Limit Option
  • $1,000,000 Limit Option

Deductibles and Retentions

  • Two Deductible Options:
    • $500 Deductible Each Claim
    • $1,000 Deductible Each Claim

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT). For those customers that select the monthly payment option, your credit card or EFT will be processed on the third of each month.

Underwriter

  • Your coverage is secured by Underwriters at Lloyds of London, an outstanding insurance company rated "A" (Excellent) by A.M. Best.

Disclosures

  • A.M. Best rating and other disclosures.
  • Arthur J. Gallagher Travel Agents Purchasing Group, LLC is a Delaware domiciled risk purchasing group (RPG). Risk Purchasing Groups differ from traditional insurance companies in several ways, for example: • Permitted by Federal Law – “Liability Risk Retention Act of 1986” • A group of insureds engaged in similar businesses or activities to purchase insurance coverage from a commercial insurer • May be exempt from some state insurance regulations • May not be covered by various state guarantee funds Arthur J. Gallagher & Co, and any of its subsidiaries do not guarantee the financial viability of any insurance company, carrier, pool, risk retention group, or other means of risk transfer or risk sharing.
  • Refer to the policy form by clicking on the Policy button at the top of the page for more details on covered professional services and exclusions.

Program Administrator

  • 360 Coverage Pros is administered by Gallagher Affinity, a global insurance brokerage, risk management and consulting services firm. Founded in 1927, Gallagher has operations in 33 countries and offers client service capabilities in more than 150 countries around the world through a network of correspondent brokers and consultants.
  • Refer to the policy form for additional definitions, terms, and conditions. Please contact us with any questions or concerns; you can also visit our Frequently Asked Questions section for more information.
  • Program administrative services include policy review and issuance, premium billing and invoicing, mid-term policy changes, coordination and issuance of certificates of insurance, online enrollment and account management and a dedicated customer support team with phone, chat and online contact features.
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