Contact Customer Care

  (877) 524-0265
Choose Your E&O Program  

E&O Insurance for Golden Rule Insurance Company

Errors & Omissions Insurance for Golden Rule Insurance Company BROKERS

Apply for Real Estate E&O Insurance Renew   Policy   Policy 12/01/2017 to 12/01/2018   E&O Renewal Reminder

Pricing Information  •   Program Eligibility  •   Program Features  •   Coverage Limits  •   Deductibles and Retentions  •   Payment Options  •   Underwriter  •   Disclosures  •   Program Administrator

E&O Program Introduction

  • 360 Coverage Pros provides an Errors & Omissions insurance program exclusively for Agents appointed with Golden Rule Insurance Company. Since 1990, 360 Coverage Pros has assisted thousands of agents with their E&O needs.

About This Coverage

  • This E&O Policy renews on December 1st. All certificates of insurance issued under this policy will renew December 1st. Premiums are prorated based on chosen effective date of coverage.

Pricing Information

$1 Million per claim / $1 Million annual aggregate
Sale and servicing of life, accident and health products, LTC, fixed and indexed annuities, disability income and Medicare Advantage & Medicare Supplement plans.
Effective Date Pay In Full or Down Payment w/ Monthly Payment
12/01/17 $465.00 $98.75 $38.75
01/01/18 $431.25 $98.75 $38.75
02/01/18 $397.50 $98.75 $38.75
03/01/18 $363.75 $98.75 $38.75
04/01/18 Apply today for $330.00 $98.75 $38.75
05/01/18 $296.25 $98.75 $38.75
06/01/18 $262.50 $98.75 $38.75
07/01/18 $228.75 $98.75 $38.75
08/01/18 $195.00 $98.75 $38.75
09/01/18 $161.25 $98.75 $38.75
10/01/18 $127.50 $98.75 $38.75
11/01/18 $93.75 $93.75 $0.00
   View more limit, coverage and pricing options
  • Premiums are prorated to allow for mid-policy enrollment
  • The Following Pricing and Payment Information Applies:
    • Pricing includes premium and applicable administrative fees
    • Down payment includes one month's premium, administration fees, and a $5.00 monthly processing fee
    • Monthly payments include one month's premium and $5.00 processing fee
    • Monthly payments will begin the third business day of the month after the enrollment effective date
  • At the time of enrollment, each agent will be required to make a non-refundable payment in the amount of the first month’s premium (minimum earned premium). Administrative fees and minimum earned premium are non-refundable.
  • This policy renews on December 1st of each year.

Program Eligibility

  • You must be actively affiliated with Golden Rule Insurance Company at the time of enrollment

Program Features

  • Basic coverage includes the sale and servicing of life, accident and health, LTC, fixed and indexed annuities, disability income and medicare
  • Additional coverage for mutual funds and variable products available if purchased
  • Prior Acts Coverage for product related claims back to:
    • The first effective date of continuously maintained E&O coverage
    • After three years in the program you will receive full prior acts coverage back to your first continuously maintained contract with Golden Rule Insurance Company
  • Instant certificate of insurance for qualified applicants
  • Automatic unlimited extended claim reporting for UnitedHealthOne products at no additional cost
  • New Coverage Endorsements for 2017:
    • Wire Transfer Claim Endorsement
    • Department of Insurance Inquiry Costs Endorsement

Coverage Limits

  • $1 Million per claim / $1 Million annual aggregate
  • $1 Million per claim / $2 Million annual aggregate
  • $1 Million per claim / $3 Million annual aggregate
  • $2 Million per claim / $2 Million annual aggregate

Deductibles and Retentions

  • $0 retention on UnitedHealthOne product-related claims
  • $1,500 deductible for claims on products of other companies
  • $2,500 deductible for Variable & Mutual Fund products

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT). For those customers that select the monthly payment option, your credit card or EFT will be processed on the 3rd business day of each month.

Underwriter

  • This errors and omissions coverage is placed with an admitted carrier. Please reference the A.M. Best rating chart and disclosures link below for an explanation of admitted and non-admitted carriers.
  • One or more of the CNA companies provide the products and/or services described. The information is intended to present a general overview for illustrative purposes only. It is not intended to constitute a binding contract. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. All products and services may not be available in all states and may be subject to change without notice. “CNA" is a registered trademark of CNA Financial Corporation. Certain CNA Financial Corporation subsidiaries use the "CNA" service mark in connection with insurance underwriting and claims activities. Copyright © 2018 CNA. All rights reserved.
    www.cna.com
    CNA is an A.M. Best A (Excellent) XV rated carrier.

Program Administrator

  • Gallagher Affinity

Errors & Omissions Insurance for Golden Rule Insurance Company AGENCIES

Apply for Real Estate E&O Insurance Renew   Policy   Policy 12/01/2017 to 12/01/2018   E&O Renewal Reminder

Pricing Information  •   Program Eligibility  •   Program Features  •   Coverage Limits  •   Deductibles and Retentions  •   Payment Options  •   Underwriter  •   Disclosures  •   Program Administrator

E&O Program Introduction

  • 360 Coverage Pros provides a comprehensive Errors & Omissions insurance program exclusively for Agencies affiliated with Golden Rule Insurance Company. 360 Coverage Pros has assisted thousands of agents & agencies with their E&O needs.

About This Coverage

  • This E&O Policy renews on December 1st. All certificates of insurance issued under this policy will renew December 1st. Premiums are prorated based on chosen effective date of coverage.

Pricing Information

$1 Million per claim / $2 Million annual aggregate
Sale and servicing of life, accident and health products, LTC, fixed and indexed annuities, disability income and Medicare Advantage & Medicare Supplement plans.
Effective Date Pay In Full or Down Payment w/ Monthly Payment
12/01/17 $1,072.00 $159.37 $99.33
01/01/18 $987.67 $159.37 $99.33
02/01/18 $903.33 $159.37 $99.33
03/01/18 $819.00 $159.37 $99.33
04/01/18 Apply today for $734.67 $159.37 $99.33
05/01/18 $650.33 $159.37 $99.33
06/01/18 $566.00 $159.37 $99.33
07/01/18 $481.67 $159.37 $99.33
08/01/18 $397.33 $159.37 $99.33
09/01/18 $313.00 $159.37 $99.33
10/01/18 $228.67 $159.37 $99.33
11/01/18 $144.33 $144.33 $0.00
   View more limit, coverage and pricing options
  • Premiums are prorated to allow for mid-policy enrollment
  • The Following Pricing and Payment Information Applies:
    • Pricing includes premium and applicable administrative fees
    • Down payment includes one month's premium, administration fees, and a $15.00 monthly processing fee
    • Monthly payments include one month's premium and $15.00 processing fee
    • Monthly payments will begin the third business day of the month after the enrollment effective date
  • At the time of enrollment, each agent will be required to make a non-refundable payment in the amount of the first month’s premium (minimum earned premium). Administrative fees and minimum earned premium are non-refundable.
  • This policy renews on December 1st of each year.

Program Eligibility

  • You must be actively affiliated with Golden Rule Insurance Company at the time of enrollment

Program Features

  • Basic coverage includes the sale and servicing of life, accident and health, LTC, fixed and indexed annuities, disability income and medicare
  • Additional coverage for mutual funds and variable products available if purchased
  • Prior Acts Coverage for product related claims back to:
    • The first effective date of continuously maintained E&O coverage
    • After three years in the program you will receive full prior acts coverage back to your first continuously maintained contract with Golden Rule Insurance Company
  • Instant certificate of insurance for qualified applicants
  • Automatic unlimited extended claim reporting for UnitedHealthOne products at no additional cost
  • New Coverage Endorsements for 2017:
    • Wire Transfer Claim Endorsement
    • Department of Insurance Inquiry Costs Endorsement

Coverage Limits

  • $1 Million per claim / $2 Million annual aggregate
  • $2 Million per claim / $2 Million annual aggregate

Deductibles and Retentions

  • $0 retention on UnitedHealthOne product-related claims
  • $2,500 deductible for Variable & Mutual Fund products

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT). For those customers that select the monthly payment option, your credit card or EFT will be processed on the 3rd business day of each month.

Underwriter

  • This errors and omissions coverage is placed with an admitted carrier. Please reference the A.M. Best rating chart and disclosures link below for an explanation of admitted and non-admitted carriers.
  • One or more of the CNA companies provide the products and/or services described. The information is intended to present a general overview for illustrative purposes only. It is not intended to constitute a binding contract. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. All products and services may not be available in all states and may be subject to change without notice. “CNA" is a registered trademark of CNA Financial Corporation. Certain CNA Financial Corporation subsidiaries use the "CNA" service mark in connection with insurance underwriting and claims activities. Copyright © 2018 CNA. All rights reserved.
    www.cna.com
    CNA is an A.M. Best A (Excellent) XV rated carrier.

Program Administrator

  • Gallagher Affinity

Rate Calculator