The Business Income and Digital Asset Restoration insuring agreement provides for lost earnings and expenses incurred because of a security compromise that leads to the failure or disruption of a computer system, or, an authorized third-party’s inability to access a computer system. Restoration costs to restore or recreate digital (not hardware) assets to their pre-loss state are provided for as well. What’s more, the definition of Computer System is broadened to include not only systems under the Insured’s direct control, but also systems under the control of a Service Provider with whom the Insured contracts to hold or process their digital assets.