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We strive to provide timely and relevant information for various professional industries. Check back soon as we regularly add new content.

Veterinarian Interests

Vet Telemedicine: A New Way of Doing Business

Jun 5, 2023

Telemedicine has revolutionized the healthcare industry by streamlining professional workflows and providing better and more cost-effective access to care. Now veterinary telemedicine can do the same for pets. Veterinary telemedicine allows pet owners to remotely access care for their pets for ...

Professional Mariner Interests

Frequently Asked Questions About Marine License Insurance

May 25, 2023

Here are some frequently asked questions about marine license insurance. What is marine license insurance, and do I need it? Marine license insurance is a form of professional liability coverage which is specifically designed for mariners holding a U.S. Coast Guard license or a pilotage ...

Travel Agent Interests

Why Travel Agents Need Errors and Omissions Insurance

May 5, 2023

When you make a mistake as a travel agent, the legal consequences can be disastrous to your career. The perfect trip exists only in the imagination of highly optimistic travel agents and their clients. If you’re lucky, the trips you plan might only have glitches that annoy you and your customers ...

Veterinarian Interests

How Can You Reduce Stress in Your Practice, Patients and Pet Owners?

Apr 19, 2023

Being a veterinary practitioner comes with the satisfaction of caring for animals and reassuring pet owners but working in the veterinary practice can lead to mental, physical, and compassion burnout. Knowing the risk factors, signs, and prevention techniques for burnout can help you, your practice ...

Travel Agent Interests

What Is a Travel Host Agency?

Apr 6, 2023

Travel host agencies affiliate with home-based agents through independent contractor agreements. Travel host agencies partner with home-based travel agents to achieve mutually beneficial business goals. Through this modality, travel agents are 100% owners and operators of their businesses. Agents ...

Veterinarian Interests

Ten Ways to Get Out of a Veterinarian Funk

Mar 29, 2023

Do you ever wake up feeling not quite yourself? Not really depressed, but feeling unmotivated and unexcited? You’re not alone. Get help here. To prevent a funk from worsening, it’s important to address it early. In this article, I provide 10 suggestions you can use to overcome a funk before ...

Charter Captain Interests

How Long Does It Take to Become a Marine Captain?

Mar 17, 2023

Many people wonder how to become a captain of a ship. The joy of being on the water, making a good living and mastering the maritime craft lead many to pursue a captain’s license. The downside? Time…it can take a lot of it to qualify for your UCSG credential. In reality, though, if you put your ...

Veterinarian Interests

How Long Does It Take to Become a Veterinarian?

Mar 17, 2023

Becoming a veterinarian isn’t a walk in the park. But, for the right person, the long journey pays off in substantial personal and financial rewards. Becoming a veterinarian is the dream of many animal lovers. To make it come true, you need to earn a degree from a school of veterinary medicine ...

Veterinarian Interests

A Support Guide for Veterinarian Mental Health

Mar 13, 2023

Does unrelenting work stress make you burned out, anxious, depressed or worse? If so, don’t accept it. Find help now. Don’t worry if you’re a veterinarian struggling with mental health issues. You’re not alone; mental health problems are common in the veterinary profession. As a result, ...

Professional Mariner Interests

Pilot’s Liability Insurance in the Context of the Grounding of the Ever Forward in the Chesapeake Bay

Mar 10, 2023

On March 13, 2022, the 1095-foot Ever Forward, a Hong Kong-flagged containership owned by Evergreen Marine Corp, departed Seagirt Marine Terminal in Baltimore, MD, en route to Norfolk, VA. A licensed Maryland State Pilot, known as “Pilot 1” in the report, was in direction and control of ...

Travel Agent Interests

Will Travel Agents Become Obsolete?

Mar 3, 2023

The travel agent business has shrunk markedly over the last few decades. Will it continue to lose ground in the years ahead or make a comeback? Travel agents have hit turbulence over the last several decades. Before the advent of the web, they booked flights, helped people select cruises and ...

Veterinarian Interests

Veterinary Malpractice: Are You Covered?

Mar 2, 2023

Angry clients are common in veterinary medicine. So are clients who threaten to sue. Here’s how to handle such disputes when they happen to you. The best way to prevent malpractice lawsuits is to practice high-quality veterinary medicine, communicate openly with your clients and keep ...

Travel Professional Interests

Growing Your Travel Professional Business in 2023

Mar 2, 2023

Do you want to grow your travel business in 2023? Working on your vision, plan and personal development will increase your odds of success. As 2022 comes to a close, travel advisors are now planning how to grow their businesses in 2023. When you think about acquiring new clients, do you start by ...

Tax Preparer Interests

Why Tax Preparers Need Professional Liability Insurance

Feb 22, 2023

Taxes and money are a volatile combination in current litigious times. If a mistake is made on client tax returns and a business loses money, tax professionals will be at a high risk of getting sued. Tax preparation is a highly regulated industry that runs on strict deadlines. Failure to adhere to ...

Tour Operator Interests

Tour Operators Share the Top Destinations of 2023

Feb 15, 2023

In 2022, American travelers helped the travel industry rebound, and that wanderlust doesn’t seem to wane. Members of the United States Tour Operator Association (USTOA) recently named some of the hottest tourist destinations for 2023, from family-friendly locales to luxury escapes. Luxury Dubai: ...

Veterinarian Interests

Defending Your Veterinary License

Feb 13, 2023

A pet owner files a complaint against you. Your licensing agency gets involved. What now? Respond calmly using these tips. How veterinary boards work All licensing boards share an identical mission: to protect consumers and their animals. They also manage licensure and continuing education of ...

Professional Mariner Interests

New Waves of Maneuvering and Transforming the Maritime Industry

Feb 13, 2023

Global shipping is studying new fuels and technologies to produce an energy sea change in the fight against global warming. Professional mariners working in the global shipping industry have been on a decade-long journey to mitigate climate change. Since 2011, regulators have devised stricter ship ...

Veterinarian Interests

How to Reduce the Risk of Veterinary Malpractice Allegations

Feb 3, 2023

Malpractice lawsuits are becoming more common in veterinary medicine. Follow these guidelines to keep your practice safe. No single action can keep you and your veterinary business out of legal hot water. However, mitigating your risks will safeguard your practice against litigation. Here are some ...

Veterinarian Interests

The Veterinary Industry Is Changing. How Can Practices Avoid Burnout and Adjust to Meet New Areas of Need?

Feb 3, 2023

Recently, a global crisis—the COVID pandemic that peaked sometime in 2020—had a profound effect on people’s lives and at its peak resulted in more people staying home for quarantine or other public health measures. The result? A soaring increase in pet ownership. The side effect? ...

Travel Agent Interests

Travel Advisors: Travel is Back, Safe and Strong

Jan 23, 2023

Travel Industry Rebounds Post Pandemic It’s no secret the coronavirus has had a devastating impact on the travel industry. Planes were grounded, hotels closed their doors and vacations were canceled en masse. However, as vaccines became available and case numbers have declined, travel is back. ...

Charter Captain Interests

How to Avoid Mariner License Suspension

Jan 23, 2023

Professional mariners may face harsh legal consequences after a maritime disaster. However, skilled legal representation can mitigate severe professional and personal costs. When an unpredictable maritime event occurs at work, a professional mariner’s career often hangs in the balance. ...

Tax Preparer Interests

Prepping for the Upcoming Tax Season & New Techniques to Consider in 2023

Jan 6, 2023

Enjoy your downtime before the 2023 tax season, but don’t forget to prepare your firm for the busy season ahead. Tax preparers cherish their downtime after completing the bulk of their customers’ returns from January through April of a tax year. Although there is still tax business to be done, ...

Veterinarian Interests

Recommended Educational Veterinarian Focused TV Shows

Jan 5, 2023

There are plenty of animal-centered TV shows out there and some even educate viewers about veterinary care. Reality veterinary TV has its share of critics, but those naysayers are typically fellow veterinarians. However, Veterinarians featured on animal TV shows view them as powerful teaching tools ...

Cyber Security & Compliance

Cyber Security Basics for the Tax Practice

Jan 5, 2023

Recognize that tax-return fraud is still a threat. Master the basics of cybersecurity to shield your tax practice against a devastating theft of client data. If you work in an accounting firm tax practice, you are a tempting target for cybercriminals. You already know this, of course. But since ...

Veterinarian Interests

Expert Relief Work Hires Can Relieve Stress for a Veterinary Practice

Dec 21, 2022

Are you personally involved with your practice’s bookkeeping and other support functions? If so, consider the benefits of hiring outside experts to perform these tasks. Lions, Tigers and Servers, Oh My! You love what you do: providing hands-on pet care and counseling your pet parents. And ...

Cyber Security & Compliance

Protect Your Tax Business, Your Clients Deserve It

Dec 21, 2022

Tax preparers are likely cybercrime victims. Developing a cybersecurity plan and purchasing the right insurance will help keep your firm safe. Tax preparation companies attract cybercrime like magnets collect iron shavings. The reason is plain to see: They are a treasure trove of valuable ...

Veterinarian Interests

Achieving Work and Life Balance in Your Veterinary Career with Dr. Julie Cappel

Dec 19, 2022

Veterinarians wear many hats: Practice owner, business partner, pet owner, and at times, emotional support for clients. This doesn’t begin to encompass the various other elements of running a busy veterinary office and hiring reliable employees. Veterinary professionals fulfill these roles daily ...

Veterinarian Interests

How to Avoid a Veterinarian Professional Liability Claim

Dec 1, 2022

As a veterinarian, you likely strive to provide the best possible care for your patients. However, even the most conscientious veterinarians can find themselves targets of malpractice claims. Fortunately, there are steps you can take to help avoid such an occurrence. One of the most important ...

Tax Preparer Interests

Hire and Retain a Strong Tax Professional Team and Protect Your Clients & Business

Dec 1, 2022

Another tax season is around the corner. It’s an exciting and bustling time for tax firms, but one challenge arises each year: bringing in the right new hire tax professional. It’s difficult to know whether they will be a good fit or if they will leave before the busy tax season tapers off. ...

Veterinarian Interests

Relief Work for Veterinarians Offers A Much-Needed Work-Life Balance

Nov 30, 2022

Veterinarian relief work can offer a valuable and enriching experience for any doctor in the field. Relief work provides veterinarians with a healthy work-life balance and may even help prevent burnout. Relief work is excellent for newly graduated veterinarians trying to determine which field may ...

Investment Advisor Interests

What Holistic Financial Planning Means to RIAs

Nov 30, 2022

You've probably heard about holistic financial planning. But what does it mean, and is it right for you? We have answers. If you're like most financial advisors, investment planning and management are the mainstays of your business. But today, more advisors are considering adding ...

Professional Mariner Interests

Protect Your Livelihood as a Professional Mariner

Nov 30, 2022

Mariners have some of the most dangerous jobs in the world. As a professional mariner, you understand the importance of being prepared for any eventuality. Whether it's severe weather conditions or an unexpected mechanical failure, you know anything can happen when you're on the open ...

Travel Agent Interests

Travel Trends That Travel Professional Agents and Agencies Should Watch for in 2023

Nov 30, 2022

With COVID restrictions lifting in most countries, we are traveling for business and pleasure once again. As with many habits affected by the COVID-19 pandemic, the way we view travel and move about the world has changed, which has resulted in several new travel trends. Whether it’s millennials ...

Bookkeeper Interests

Bookkeeping Tips to Do Throughout the Year

Nov 30, 2022

Bookkeeping is a crucial activity for tax-preparation firms. Here are some essential tasks to handle throughout the year. As a tax preparer, you work with bookkeeping data to produce tax returns. You not only know how bookkeepers generate this information, but you may do bookkeeping for your own ...

Insurance Agent Interests

Advocating for Insurance Clients During the Claim Process

Nov 28, 2022

When clients have losses, your client claim advocating can spell the difference between creating a satisfied client or a litigious one. Below are tips for avoiding the latter. Insurance is an intangible product until there’s a claim. Then, it becomes acutely tangible. If a claim submission goes ...

Tax Preparer Interests

Will Tax Preparers Become Obsolete?

Nov 14, 2022

Can Technology Replace Us? The speed at which technology is advancing is impacting every industry. This is especially the case in the healthcare, IT, education and finance sectors. While the goal of these technologies is generally to make work easier and more enjoyable, there are fears that ...

Veterinarian Interests

Tips to Reduce Concern and Conflict at Your Veterinary Practice

Nov 14, 2022

Dealing with upset or angry pet owners is part of being a vet. Here’s how to handle such incidents with professionalism. As a veterinarian, it’s important to limit emotional client interactions to stay focused on the business at hand: healing animals and keeping them healthy long-term. ...

Tax Preparer Interests

Tax Pros During Off Season. What Do You Do?

Nov 14, 2022

Congratulations! You survived another tax season. How will you take advantage of the slow time ahead? Tax preparation can be a feast or famine business. The period before tax-filing deadlines can demand 60- or 80-hour workweeks, pushing your endurance to the limit. Meanwhile, the slow period ...

Travel Agent Interests

Travel Advisor Certification: What You Need to Know

Nov 14, 2022

Interested in pursuing a travel advisor certification? You’ve come to the right place. One of the best things about the travel advisor field is that you aren’t mandated to obtain special training or specific advanced licenses to enter it. All you need are your passion for travel and the ...

Veterinarian Interests

Why Veterinarians Need Professional Liability Insurance

Nov 11, 2022

“One type of medical malpractice that has been historically overlooked but is becoming more common is veterinary malpractice (Justia).” Over time our attitudes towards pets have evolved to much more than just property ownership. Even courts are slowly changing the way pets are labeled in ...

Professional Mariner Interests

Marine Liability Insurance is a Must!

Nov 11, 2022

Commercial marine insurance is a must for any business owner that operates a watercraft. It decreases your financial exposure and can keep your business afloat in case of an incident. Unfortunately, if an accident happens, it can have a substantial impact on your income and security of your ...

Tax Preparer Interests

Steps to Follow if You Have a Tax Preparer Professional Liability Claim

Nov 11, 2022

Tax preparer mistakes and resulting client disputes are common. Here’s what to do if they happen to you. The U.S. Tax Code is fiendishly complex; you don’t need us to tell you that. The Code alone amounts to roughly 2,600 pages, with tens of thousands of pages of additional rulings and ...

Insurance Agent Interests

Why Insurance Agents Fail

Nov 11, 2022

Success as an insurance agent takes work. Read on to learn about common challenges. Investopedia says more than nine out of ten life insurance agents leave the industry in their first year. The property-casualty insurance business also has dismal agent retention. Why do so many new producers fail? ...

Tax Preparer Interests

Why Your Tax and Bookkeepers Business Needs Professional and Cyber Liability Insurance

Nov 11, 2022

Do you own or operate a tax and bookkeepers business? Then it’s important to understand how insurance keeps your business safe. Running a tax and bookkeeping business can be legally risky. If you make a mistake that costs people money, they might sue you to get it back. Similarly, if a hacker ...

Investment Advisor Interests

Overworking and Burnout: How RIAs Can Avoid Them

Oct 26, 2022

Do you work so hard that you feel stressed out? Welcome to RIA burnout. Fortunately, there’s a better path. Read about it here. Being a wealth manager or registered investment advisor (RIA) isn’t a walk in the park. Sure, the financial rewards can be high, but the required work can be ...

Tour Operator Interests

How Tour Operators Can Take the Guesswork Out of Travel

Oct 19, 2022

Are you ready to capture your fair share of tour business this fall and winter? If you’re not sure, our tips might help. What a great time to be in the tourism industry! People are excited to travel again, and bookings are on the rise. This means the fall 2023 and winter 2024 travel seasons ...

Veterinarian Interests

Are Veterinarians Prepared if Their Reputation Comes Under Attack?

Oct 19, 2022

As a veterinarian, you help clients take care of their beloved pets and keep them healthy. However, what happens if your reputation comes under attack? How do you handle a crisis? Are you prepared to deal with the fallout? Continue reading to learn how veterinarians like you can protect their ...

Investment Advisor Interests

Protecting Senior Clients as an Investment Advisor

Oct 19, 2022

Your senior clients can become targets of financial exploitation. Are you ready to protect them against determined fraudsters and abusers? As an investment advisor, you’re no stranger to seeing senior financial fraud and abuse. Perhaps you’ve seen an elderly client lose money to a predatory ...

Insurance Agent Interests

What is E&O Insurance for Insurance Agents?

Oct 19, 2022

You never know when your first— or next— client lawsuit will happen. But errors & omissions (E&O) insurance can shield your assets against it. You became an insurance agent to help people, make a good living and run your own business. You didn’t become an agent to become a walking legal ...

Investment Advisor Interests

Understanding the Impact of a Written Information Security Policy (WISP) on RIAs

Oct 18, 2022

As registered investment advisors (RIAs) have digitized their firms, the risk of data breaches has grown significantly. Loss exposures have intensified, and so has the danger of attracting regulatory scrutiny should your firm fail to safeguard customer data. Even though cybersecurity has become a ...

Veterinarian Interests

The Business of Running a Veterinary Office

Oct 18, 2022

A lot of work goes into running a veterinary office. It's not just about taking care of animals— it's also about managing a business and making sure everything runs smoothly. Below, we will discuss the different roles and responsibilities of veterinary practice team members, as well as ...

Tour Operator Interests

Top 10 Ways to Grow Your Tour Business

Oct 14, 2022

As a travel executive, it is imperative to stay up-to-date on industry trends so that you can continue to grow your business and remain competitive. This may involve constantly exploring new marketing strategies or finding creative ways to improve customer retention. Here are the top ten tips to ...

Veterinarian Interests

Veterinary Telemedicine & How Accurate Is This Type of Support?

Oct 14, 2022

Veterinary telemedicine is becoming more popular amongst animal lovers and is a proven way to keep animals healthy. A survey found that 83 percent of patients plan to use it next time their pet needs care. Telemedicine falls under the larger category of telehealth and can be provided in many ...

Charter Captain Interests

Managing Stress in Small Quarters With Your Marine Crew

Oct 14, 2022

Do you work with annoying people on your boat— with tight quarters making things worse? Here’s how to avoid succumbing to long-term stress. Dealing with stress is a significant part of every mariner’s job. Managing it successfully, especially the pressures of working in tight quarters, can ...

Travel Agent Interests

A Strong Social Media Presence Could Mean Dollar Signs for Travel Agents

Oct 14, 2022

As a travel agent, you know social media is a powerful tool for building relationships with potential and current clients. Some questions you may be asking yourself are: What are the best ways to use social media to win business? Which platforms are travel agents using? And, what types of content ...

Insurance Agent Interests

Networking Tips & Ideas All Insurance Agents Need to Know

Oct 14, 2022

Networking is critical for any insurance agent looking to grow their business. Below are a few networking tips and ideas to help you connect with more people in your industry. Networking can assist with building relationships with potential clients, referral partners and other professionals in your ...

Travel Agent Interests

Ways to Build Your Luxury Travel Business and Offer More to Your Prospective Clientele

Oct 13, 2022

Leisure travel is not a need, yet tourism is one of the largest nonessential industries in the world. Tourism is a high-demand business with consumers willing to spend a great deal of money to maximize their experiences. The basis for being a successful luxury travel business owner is to identify ...

Investment Advisor Interests

Convert Prospects to Clients with Your RIA Business’s Website

Oct 13, 2022

Is your website converting prospects into clients? If not, this article is for you. Websites in the registered investment advisor (RIA) business are no longer just a cool tech toy. They have become essential engines for business growth. Is your firm’s website attracting prospects and ...

Travel Professional Interests

Reshaping the Landscape of Travel in 2022 and the Impact on Corporate Travel

Oct 7, 2022

The travel industry is steadily rebounding from the global pandemic. But the business-travel sector has been slower to recover. What are its prospects going forward? The global travel business has rebounded to a degree in 2022. That includes the corporate travel segment. But, it hasn’t returned ...

Tax Preparer Interests

Case Study for Tax Preparer & Bookkeeper Professional Liability Insurance

Oct 5, 2022

There’s no shortage of words of wisdom used to reconcile mistakes: “Accidents happen,” “Nobody’s perfect,” and the old standby from literary sage James Joyce, “Mistakes are the portals of discovery.” The problem is that when some accidents happen, the only thing you “discover” ...

Professional Mariner Interests

The Top Reasons You Need Mariner Insurance Before Your Next Journey

Oct 4, 2022

Marine insurance is essential because, as you are aware, working with boats, in general, can be a very risky business. Accidental collisions can happen at any time, weather-related events can cause severe damage and goods can be lost in the blink of an eye. Even when vessels might be able to avoid ...

Travel Professional Interests

Supporting Travel Agents, Agencies and Tour Operators Through Uncertain Times

Oct 4, 2022

Getting through the peaks of Coronavirus was sure to teach the travel industry a couple of lessons. What did we learn? The importance of having E&O professional liability insurance protection to start. A common scenario in the past couple of years has been traveling during COVID-19 and gambling ...

Insurance Agent Interests

Recruiting Young Talent for Your Insurance Agency

Oct 4, 2022

Are retirements decimating your insurance agency? Here’s how to find some great young replacements. Half of the insurance employees working today are planning to retire over the next 15 years, leaving 400,000 job vacancies in their wake. What’s more, the independent property-casualty business ...

Veterinarian Interests

Make Your Own Schedule as a Veterinarian

Sep 29, 2022

As a veterinarian, you not only have the opportunity to travel the world and care for animals in a variety of settings, you can also make your own schedule for better work-life balance. It sounds incredibly easy when said like that, but it may take a little work to think outside the box and find ...

Travel Agent Interests

Managing Stress as a Travel Agent

Sep 29, 2022

As a travel agent, have you ever felt stressed out at work? Don’t worry. You can avoid this problem by maintaining an adequate work/life balance. This article shows you how. Is working as a travel agent your passion project? If so, it’s not hard to see why. Agents get to take free ...

Investment Advisor Interests

Preparing Your RIA Clients for Future Healthcare Costs

Sep 20, 2022

Clients recoil from discussions of funding retirement healthcare. Why? Because the numbers are so big. Here’s how to make planning less intimidating. It’s no wonder your clients get worked up when they think about paying for healthcare in retirement. According to the latest Fidelity estimate, ...

Travel Agent Interests

Choosing the Right Suppliers as a Travel Agent

Sep 19, 2022

Having a strong travel-supplier network is a key success factor for today’s travel agents. Here’s what to look for in a potential supplier partner. No travel agent is an island. By that we mean, that to be successful in this business, you can’t satisfy clients by yourself. ...

Tax Preparer Interests

I'm a Tax Preparer and I was Just Served a Subpoena, Now What?

Sep 16, 2022

Getting served with legal documents can seem like one of the worst things that can happen to a business owner. As it’s one of those situations that is always a possibility but not something top of mind, you may not be properly protected with the right insurance coverage. As defined by ...

Professional Mariner Interests

Mariners: Negligent Preparation Makes Owner Responsible for Hurricane Damage or Loss of Control

Sep 16, 2022

When it comes to marine vessels you own or operate, negligent preparation for a storm could make you responsible for any damage or loss of control. This is an important issue to consider when it comes to your marine insurance; unexpected events happen, but making choices that put your crew, ...

Cyber Security & Compliance

Do Insurance Agents Need Cyber Liability Insurance?

Sep 14, 2022

Think you don’t need cyber liability and data breach insurance? With cyber losses mounting, it might be time to reconsider. Many insurance agents don’t think they need cyber liability and data breach insurance. They believe their business is too small to be at risk or their cybersecurity plan ...

Charter Captain Interests

Fishing Charter Professional Liability Insurance

Sep 14, 2022

Many people enjoy fishing, but few people have the boats, tackle, and knowledge required to go fishing far from shore. Fishing charter businesses take people on fishing trips that they otherwise wouldn’t be able to experience. These trips can range from going into swamps to venturing far ...

Travel Agent Interests

Lead Generation Tips for New Travel Agents

Sep 13, 2022

As a new travel agent, finding clients is job one. But how do you begin to generate leads? Learn about your options here. “Lead generation” is the process of seeking new clients that fit your desired-client profile. It’s one of the most important things new travel agents do. ...

Charter Captain Interests

The Insurance Coverage That Licensed Boat Captains Need Now

Sep 13, 2022

You face many risks every time you take out your charter boat. Don’t head out unprotected. Learn how Mariner Liability Insurance can help prevent a financial catastrophe. Just as consumers need auto, home, life, and other forms of insurance to protect their personal finances, charter-boat ...

Insurance Agent Interests

What Is a Certificate of Insurance and Why Do I Need One?

Sep 13, 2022

As a small business owner, you will frequently need to show that you have liability insurance. Enter the Certificate of Insurance (COI), a short document demonstrating you have enough insurance protection. Conversely, people who seek to work with or for you must show you their COIs in order for you ...

Travel Professional Interests

Earning Repeat Business for Your Travel Agency

Sep 13, 2022

Want to give your travel agency a financial shot in the arm? Then increase the number of clients who give you repeat business each year. Given the choice, would you rather add a new customer to your travel business or sell another trip or tour to an existing customer? Many travel professionals, ...

Investment Advisor Interests

Keeping Your RIA Business Running Strong in the Second Half of 2022

Sep 9, 2022

Are you on track to end 2022 on a positive note? Follow these steps to make sure you are. “What doesn’t kill you makes you stronger,” says the old German proverb. If your firm is still operating after two years of a global pandemic, it must be strong, right? But, what shape will it be in by ...

Cyber Security & Compliance

Cyber Security Should Mean Everything to Every Tax Professional

Aug 29, 2022

As a tax professional, cybersecurity should be a priority. This problem affects small businesses, threatens taxpayer data and requires continuous education and maintenance. Cybersecurity for Tax Professionals While the IRS does not yet require every certified public accountant (CPA) firm to ...

Cyber Security & Compliance

Cyber Liability Insurance for Veterinarians

Aug 22, 2022

Like many other industries, veterinary professionals are upgrading their internal systems to utilize the efficiencies of cloud-based technology. These changes have become necessary due to increase of cyber-threats for veterinarians and animal hospitals. Here's why it's time to consider buying ...

Cyber Security & Compliance

Veterinarian Cyber Liability Insurance

Aug 22, 2022

Data breaches are one of the largest concerns for organizations today. According to Tech Target, a breach is defined as an event in which personally identifiable information is potentially put at risk. Breaches can happen with data on both paper and electronic files. The cost of these breaches ...

Insurance Agent Interests

Where Insurance Agents Start with Continuing Education and Prelicensing Exams

Aug 19, 2022

Insurance agents typically must complete 24 hours of continuing education (CE) credits every two years. Here’s how to make this process as simple and easy as possible. To enter the insurance industry as an agent, you must pass a licensing exam for every product line you wish to sell. Once ...

Tax Preparer Interests

Growing Your Tax Business with Referrals

Aug 16, 2022

Do you want to grow your business without incurring large marketing expenses? Then ask your current clients to refer you to their friends and family. It’s the most effective—and least costly—way to expand your firm. Getting referrals from your existing clients is the holy grail of ...

Veterinarian Interests

Considerations for Offering Telemedicine as a Veterinarian

Aug 16, 2022

VCA Animal Hospitals defines telemedicine as, “…the act of practicing medicine at a distance. Any time that a veterinarian diagnoses a condition, recommends a particular treatment, or provides a prescription without the patient in the hospital for an in-person physical examination, ...

Investment Advisor Interests

9 Compliance Tips for Financial Advisors

Aug 12, 2022

If you're starting an RIA firm or evaluating its current compliance program, focus on these nine major requirements. The governing statute for registered investment advisers (RIAs)— the Investment Advisers Act of 1940— has existed for more than eight decades, amended twice, and is packed ...

Veterinarian Interests

The Keys to Success Every Veterinary Practice Owner Should Know

Aug 11, 2022

A career as a veterinarian and/or maintaining a veterinary practice is a labor of love; however, it can be overwhelming in today’s world— with more families owning pets than ever before, understaffing throughout the U.S. and veterinary practices may struggle to keep up with market ...

Insurance Agent Interests

Accounting Tips and Best Practices for Insurance Agents

Aug 11, 2022

As an insurance agent, you’re primarily a sales professional. But you must also follow accounting best practices to track your business finances. You didn’t become an insurance agent to spend a lot of time on accounting. But to succeed as a producer—to build a sustainable business—you ...

Tour Operator Interests

Why Do I Need Tour Operator Insurance?

Aug 9, 2022

Being a tour operator is an inherently risky business. Should you amass a cash cushion to pay for unexpected customer claims or buy insurance to protect yourself? In most cases, insurance is the most affordable and practical solution. Tour disruptions due to a global pandemic. Injuries sustained ...

Charter Captain Interests

The Importance of Marine License and Liability Insurance for Captains

Aug 9, 2022

The day-to-day life of a captain can be hectic. Vessel Operators need to ensure their crew completes tasks and are meeting the needs of any passengers, clients or shipments being transported. Maritime insurance isn’t usually top-of-mind for captains, but it should be; the consequences of not ...

Investment Advisor Interests

E&O Claims That Can Sink Your RIA Firm

Aug 2, 2022

E&O claims don't just happen to other RIAs. If you're not careful, they can happen to you. "How do I sue thee?" Registered Investment Advisor (RIA) clients might ask. "Let me count the ways." We may have mangled poet Elizabeth Barrett Browning's immortal ...

Tax Preparer Interests

Tax Preparers’ Liability Insurance Coverage. How Does It Keep Your Business Safe?

Aug 2, 2022

Understanding how your professional liability insurance (PLI) policy works will keep your business safe. As a professional tax preparer, you often run up against the blinding complexity of the U.S. Tax Code. Fortunately, buying and keeping professional liability insurance is much less complicated. ...

Insurance Agent Interests

Insurance Agent Retirement Part 2: Protecting Prior Acts

Aug 2, 2022

If you’re planning to sell your business, watch out for the E&O coverage gap. Here’s how to protect yourself. In Part 1 of this series, we discussed two possible ways of exiting your business at retirement: selling your entire company or only your book of business. As discussed in Part 1, the ...

Insurance Agent Interests

Insurance Agent Customer Care After the Sale

Jul 27, 2022

Taking good care of your clients after the sale will unlock years of future revenue. Learn how to do it here. Insurance agents used to view sales and customer service as distinct activities. Since selling directly generates commissions, producers often gave it priority over customer service, which ...

Veterinarian Interests

Pet Family Members Are at an All-Time High

Jul 27, 2022

Demand for veterinary services are high, as are vet fees. Help your clients pay for them by recommending pet insurance. The landscape of pet ownership has been shifting rapidly. In fact, recent changes have been earth- shattering. For example, in 2020, 45% of households owned a dog. That was up ...

Insurance Agent Interests

Insurance Agent Retirement Part 1: Selling Your Book of Business

Jul 27, 2022

Are you an insurance agent getting ready to retire? If so, it's time to consider whether to sell your entire business or just your book of business. The insurance business is experiencing a sweeping generational shift. Tens of thousands of agents are reaching retirement age. Many want to ...

Veterinarian Interests

No-Cost Email Services for Veterinarians

Jul 8, 2022

Are you taking full advantage of email marketing, using no-cost email services? If not, the time to start is now. Email marketing is the beating heart of most vet marketing programs. It uses personalized emails to engage with prospects, convincing them to make appointments for veterinary services. ...

Veterinarian Interests

Veterinarian Malpractice Risks Mostly Due to Poor Documentation

Jul 7, 2022

A malpractice claim could bring dire circumstances to you as a veterinarian or your veterinarian practice. The cost for many veterinary procedures rival those of medical procedures for humans. With most pet owners spending between $500 and $1,000 per year on their pet— and closer to $1,500 to ...

Tax Preparer Interests

It’s Not Over! Be Sure Your Tax Business Is Protected

Jul 7, 2022

Congratulations! You survived the 2021 tax season. Or did you? Are you prepared if clients or the IRS file a claim against you in the months ahead? You made it through the 2021 tax season and are now breathing a sigh of relief. But, you may not want to relax quite yet. The IRS’s well-documented ...

Veterinarian Interests

Better Together - Top 5 Things Veterinarians Need to Understand About Millennial Clients

Jul 6, 2022

If you have been in the veterinary field a while, you’ve seen a lot of change. Technological advancements, a rise in the pursuit of holistic wellness and pet insurance just to name a few, but one thing you may not have expected is a drastic societal shift. We are currently living in a time of ...

Insurance Agent Interests

How to Become an Insurance Broker

Jul 6, 2022

Want to become an insurance broker? Then follow this simple process to achieve a rewarding and sustainable career. As someone interested in selling insurance for a living, you’ve probably considered the advantages of working as an agent vs. as a broker. In a nutshell, here’s how the two types ...

Investment Advisor Interests

Creating Personal Digital Experiences for Investment Advisor Clients

Jul 6, 2022

A digital customer experience can be highly effective in retaining RIA clients. The starting point: customizing it to meet their individual needs. Digital technology has revolutionized the investment-advisory business. Though many observers think it has made RIAs more efficient but less personal, ...

Insurance Agent Interests

Successful Agents Know... It's Still About Connection

Jun 14, 2022

Technology has revolutionized the lives of insurance agents and their customers. But for some financial needs, connecting with a knowledgeable human advisor is the best option. The benefit of technology for insurance agents is easy to see. Over the last decade, thousands of agents have become more ...

Veterinarian Interests

5 Unforgettable Marketing Ideas for Veterinarians

Jun 14, 2022

Want to take your practice marketing to the next level? Master these five important marketing concepts. Email database and text messaging Social media marketing Facebook custom audience Prospect/client e-newsletters Town/city hall pet-license database Email database ...

Dentist Interests

Most Common Dentist Negligence Lawsuits

May 24, 2022

Want to avoid getting sued for malpractice? Your first step is to understand the source of most patient lawsuits. Getting sued is a nightmare scenario for most dentists. Having to respond to patient negligence allegations, often unfounded, and then dealing with legal proceedings is almost too ...

Investment Advisor Interests

How Investment Advisors Can Ease Client Anxiety Over Economic Volatility

May 24, 2022

Are you hearing from panicked clients during these financially volatile times? Here’s how RIAs and financial advisors can keep them focused on their long-term investment goals and results. Market volatility is a normal part of investing. It usually occurs when something spooks clients: ...

Insurance Agent Interests

Running a Virtual Insurance Agency in 2022

May 12, 2022

Do you plan to continue selling virtually in 2022 or increase your activity? Then here are some ways to get ready. The global pandemic ushered in a brave new world of virtual insurance selling. Since early 2020, agents have learned how to approach prospects, assess needs and close sales without ...

Bookkeeper Interests

Be Sure You're Protecting Your Bookkeeping Business With the Right Insurance

May 4, 2022

You may have professional liability insurance to protect your bookkeeping job or business, but are you fully protected? When you buy auto insurance, you wouldn't expect your insurance company to cover you when you ride a motorcycle, right? When you purchase professional liability insurance to ...

Insurance Agent Interests

Cross-Selling and Upselling to Meet Your Clients' Insurance Needs

May 4, 2022

As an insurance agent, you have many goals that reach beyond making sales and growing your revenue. Your customers rely on you to recommend the proper insurance to protect their personal or business interests. But have you ever considered how growing your revenue and meeting your customers’ needs ...

Professional Mariner Interests

Watch a Recording of Our WorkBoat Webinar

May 2, 2022

Missed our webinar? Don't worry! View this recording from our WorkBoat Think Tank Webinar on May 3rd at 1:00 PM, EST. We had an active panel from 360 Coverage Pros with our industry leaders to discuss in-depth Mariner Liability Insurance for professional Mariners. We had our legal team online to ...

Tax Preparer Interests

Insurance Claims That Can Ruin a Tax Preparer's Business

Apr 28, 2022

Tax preparers have significant legal exposures. Consider some of the potential claims you might face and how professional liability insurance can help you mitigate them. “Nothing is certain except death and taxes,” said Benjamin Franklin. But today, you could argue there’s another sure ...

Charter Captain Interests

What is Liability Insurance for 6-Pack OUPV License Holders?

Apr 28, 2022

Losing your 6-Pack captain’s license can harm your career and personal finances. Here’s how to protect your hard-earned credential with comprehensive and affordable insurance from 360 Coverage Pros. Every time you head out on the water, you—and your 6-Pack captain’s license—face ...

Insurance Agent Interests

10 Tips for Closing Insurance Sales

Apr 28, 2022

As an insurance agent, closing sales is where the rubber meets the road. But using closing techniques that don’t alienate prospects is essential. Consumers line up to buy the latest smartphones. But they often delay purchasing insurance for as long as possible. Their procrastination may be ...

Investment Advisor Interests

How Financial Advisors Can Deal With Difficult Clients

Apr 26, 2022

Any profession that involves working with people requires a keen understanding and acceptance of an overused but valid principle: you can’t satisfy everyone. Regardless of your knowledge, skills and communication prowess, you’re likely to run into more than a few problematic clients. As ...

Tax Preparer Interests

Growing Your Tax Business With Online Reviews

Apr 22, 2022

One of your best marketing tactics is encouraging your customers to review your company online. Here’s how to use these reviews to generate more business. What’s the best way to grow your company? Social media ads, targeted email blasts, Google Business, Yelp or direct mail? None of these. The ...

Travel Professional Interests

Growing Your Travel Business With Networking

Apr 22, 2022

Networking is a key travel agent marketing tactic. Here's how to do it more effectively. No person is an island, especially travel agents who must stay on top of developments in an ever-changing industry. Fortunately, there are plenty of opportunities to do so through online and offline ...

Veterinarian Interests

Staff Shortages and Veterinary Team Management Issues

Apr 22, 2022

Vets and vet techs enter the field to make a difference. Now they’re leaving it to retain their physical and mental health. Here’s how to deal with morale issues and the resulting staff shortages. The vet shortage has been well documented for years. However, current data reveal just how severe ...

Veterinarian Interests

Paper Files Are a Thing of the Past! Digitize Your Veterinary Practice and Make Sure They Are Protected

Apr 4, 2022

To digitize or not to digitize your patient records. If you haven’t done it yet, it’s not too late. Veterinary medicine professionals have debated whether to go digital for many years. Some practices adopted electronic medical records early on. And when storing records in the cloud became a ...

Insurance Agent Interests

Tips for Insurance Agents to Generate New Leads

Apr 2, 2022

Finding new potential clients can be the most difficult part of the job for many insurance agents. We know this is true for even the most established agents. Here we provide a summary of 4 common types of strategies to help you generate new leads, including Referrals, Networking, Purchasing Leads ...

Veterinarian Interests

Personalize Pet Patient Care All Year Along - Stay Top of Mind

Apr 1, 2022

Patient communication is an essential success-building strategy for your veterinary practice. You can’t go wrong by over-communicating. Customer communications help to retain pet parents as clients. You know this, of course. But you might not know that communicating is no longer enough. Now you ...

Insurance Agent Interests

5 Tips You Need to Market Your Agency

Mar 16, 2022

Marketing an insurance agency isn’t a simple task. Start with these five essential tips and build from there. Marketing your insurance agency is a challenge these days. With so many strategies and tactics out there, it’s challenging to know what to do next. Start with these basics and then add ...

Tax Preparer Interests

Understanding the Terms of the 360 Coverage Pros Tax Preparer Professional Liability Insurance

Feb 25, 2022

Understanding how your professional liability insurance policy works will keep your business safe and save you money. Begin your professional liability insurance education here. As a professional tax preparer, you often run up against the blinding complexity of the U.S. Tax Code. Fortunately, ...

Investment Advisor Interests

Growing Your RIA Firm's Client Base

Feb 3, 2022

Are you looking to grow your RIA firm’s client base? Then make sure you’re taking full advantage of digital marketing techniques, along with the traditional method of asking for referrals. Registered investment advisors (RIAs) typically grow through some combination of advertising, ...

Bookkeeper Interests

Should I Charge Hourly or a Flat Rate at My Bookkeeping Business?

Feb 3, 2022

There are two main billing methods in bookkeeping. Do you know which to use when? If not, read on. One of the first decisions new bookkeepers must make is whether to charge their clients a flat fee or based on the number of hours they work. Experienced bookkeepers may also want to consider this ...

Tour Operator Interests

What is Ecotourism and How Can My Tour Business Fit In?

Feb 3, 2022

Ecotourism is a popular travel option today. But becoming a legitimate, sustainable tour operator takes more than claiming to be green. Ecotourism has been a travel niche for many years. But the growing concerns over the environment and sustainability have created a new urgency for tour operators ...

Insurance Agent Interests

The Importance of Young Agents Helping Innovate Insurance

Feb 1, 2022

Millions of insurance agents are transitioning out of the business. Will there be enough young agents to replace them? Yes, but they must work hard at becoming successful. It’s a well-documented problem that insurance agents are aging out of the business, and not enough younger replacements are ...

Charter Captain Interests

Chart New Business with a Captain’s License

Feb 1, 2022

Are you looking to make extra money from your USCG 6-pack license? Then consider these six high-potential ideas. Having your Merchant Mariner Credential, specifically a 6-pack license, could create new revenue opportunities. Here are six that may be an interesting match for you. 1. Running ...

Tour Operator Interests

How to Start a Tour Operator Business

Jan 25, 2022

Launching a tour business sounds like fun. But there’s a lot of work to do before you reach that point. Here’s how to get started. Being a tour operator is a lot of people’s dream business. But it doesn’t just happen. It takes a lot of planning and hard work. Build a Plan “If you build ...

Tour Operator Interests

Six Affordable Ways Tour Operators Can Make Their Business Feel More Lavish

Jan 19, 2022

Luxury travel is hot. Here’s how to add luxury elements to your tours to make them more appealing to prospects. Luxury travel used to be all about providing upscale hotel rooms and gourmet dining to wealthy travelers. Today, it’s about creating customized experiences for clients who demand the ...

Bookkeeper Interests

Bookkeeping as a Remote Business

Jan 19, 2022

Working from home is a widespread practice nowadays, and this is certainly no exception for bookkeepers. Even before the working world was forced to move their offices home due to the global pandemic, companies started to endorse flexible working hours, working from home and virtual collaboration. ...

Charter Captain Interests

How to Become a Charter Boat Captain

Jan 14, 2022

For most people, becoming a charter boat captain is a challenging but manageable process. The key is to know precisely what you need to do . . . and then do it. Step 1: Decide on the type of OUPV Captain’s License to get. OUPV stands for “Operator of Uninspected Passenger Vessels.” It’s ...

Insurance Agent Interests

Can Insurance Cost More for the Unvaccinated?

Jan 13, 2022

With the challenges of pandemics in the modern healthcare system, employers are being forced to consider possible changes to insurance programs, including surcharges for employees that remain unvaccinated. The COVID-19 pandemic has created a financial burden for the U.S. healthcare system. With an ...

Dentist Interests

The Growing Number of Bruxism Cases

Jan 13, 2022

COVID-19 continues to impact almost every facet of our lives, and dentistry is no exception. The majority of dentists are seeing a dramatic increase in stress-related oral health conditions since the onset of the pandemic. COVID-driven stress manifests in patients' mouths in a variety of ways, ...

Travel Professional Interests

Eight Ways to Plan Safer Client Travel Itineraries

Jan 13, 2022

Your clients rely on you to send them to safe countries and properties around the world. Here are eight ways not to disappoint them. Prior to the COVID pandemic, safety was often an afterthought for global travelers. It was something to consider when selecting a travel destination or package, but ...

Investment Advisor Interests

Mitigating Cyber Risks for Registered Investment Advisors

Jan 13, 2022

Cyberattacks are increasing against registered investment advisors (RIAs). If you don’t adequately protect yourself, your hard work could be erased as easily as a hard drive hit by an electrical surge. Major RIA Cyber Risks There are countless varieties of cyber incidents, both deliberate and ...

Cyber Security & Compliance

What Tax Preparers Can Do to Avoid Cyber & Data Breaches

Jan 11, 2022

All tax preparers store confidential client data, including financial statements and other various personal information, all of which are incredibly valuable to cybercriminals. Your business is solely responsible for protecting this data—what are you doing to safeguard against a breach? As a ...

Insurance Agent Interests

Reasons Your Insurance License Could Be Revoked

Jan 10, 2022

Earning your insurance agent license is just half the battle. Now you need to protect it against state suspension or revocation. Here’s what to do. Sometimes the allure of easy money overcomes good judgment. That was the case for a New England insurance agent. Instead of doing the hard work ...

Tax Preparer Interests

Tax Season Productivity Tips for Tax Preparers

Jan 10, 2022

During the busy season, every tax preparer will face challenges to their productivity. We’ve collected a few easily-adoptable productivity tips that should help improve your work-life balance and mental health. If you’ve worked during tax season, you know it’s not for the faint-hearted. The ...

Insurance Agent Interests

Insurance Agent License Requirements Across the Country

Jan 10, 2022

Are you planning to become an insurance agent? If so, you need to learn how to earn your agent’s license and then keep it in force. The insurance business is one of the most highly regulated industries in America. Agents, brokers, public adjusters, and others must comply with state or ...

Travel Agent Interests

The Right Coverage for Your Travel Agent Business

Jan 7, 2022

Choosing between E&O Insurance or General Liability comes down to your business needs. Learn what each offers and find the right fit for you. Travel agents send their clients around the world every day and tend to focus on exposures further from home. There is a different world of risk, much ...

Insurance Agent Interests

The Captive to Independent Agent Journey

Jan 6, 2022

Have you paid your dues as a captive insurance agent? Then you may be ready to go independent to better serve clients. Insurance sales professionals face two choices about how to do business: operate as a captive agent or become an independent agent. Both business models have distinct pluses and ...

Dentist Interests

Developments in Artificial Intelligence Dentistry That Dentists Need to Know

Dec 15, 2021

Will artificial intelligence (AI) remake the dental profession or become just another fad with no lasting impact? Smart money is betting on the former. Artificial intelligence (AI) is beginning to change how dentists practice their discipline, from diagnosing your patient's dental problems to ...

Charter Captain Interests

How to Get Your OUPV/6-Pack USCG Captain's License

Dec 14, 2021

Are you thinking about making money from your fishing boat? Then perhaps earning a captain’s license is in your future. Do you own a small fishing boat and would like to someday run charters for paying clients? Are you currently a deckhand or member of a crew searching for a different position? ...

Travel Agent Interests

Finding Your Niche as a Travel Agent

Dec 10, 2021

Narrowing your focus to a specific destination or type of travel could make you a better advisor. Here’s how to do it. As a travel agent, the world’s destinations are your business. As gratifying as that may sound, it can also be a disadvantage! Agents who send clients all over the ...

Dentist Interests

The Dangers of "Dental Hacks" Trending on Social Media

Dec 9, 2021

Patients are watching DIY dentistry videos on TikTok and YouTube. As trained medical professionals, dentists and dental care teams should be prepared to talk about the risk of harm to teeth and possible long-term health risks. Thanks to America’s do-it-yourself (DIY) mentality, “dental ...

Insurance Agent Interests

Managing Stress as an Insurance Agent

Dec 7, 2021

Selling insurance is a rewarding career, both in terms of finances and personal satisfaction. But it also produces a lot of stress. Read on to learn how to manage it. Unless you watch TV all day and sleep all night, stress is an unavoidable part of life. However, thanks to the unique demands of ...

Charter Captain Interests

6-Pack Captain's License Requirements

Nov 19, 2021

Why earn the 6-pack license? The main reason to earn a 6-pack license is to begin making money from your maritime experience and expertise. You may own a small fishing vessel and have experience taking friends on fishing trips. Those times on the water may spark the idea to run charter trips for ...

Bookkeeper Interests

How to Become a Bookkeeper

Nov 10, 2021

Want to do exciting work with reasonable pay and excellent job security? Then perhaps you should become a bookkeeper. The practice of bookkeeping goes back over 7,000 years to Mesopotamia. Ancient records recovered from the ruins suggest that people used basic accounting techniques to determine if ...

Charter Captain Interests

Top Risks for Charter Boat Captains

Nov 10, 2021

If you own or operate a fishing charter boat, managing safety risks will be critical to your success. Charter boat trips, especially those devoted to fishing, are associated with fun times on the water. Vessel operators know that effective risk management is the foundation of all successful ...

Professional Mariner Interests

The Risks of Navigating a Large Ship

Nov 9, 2021

Operating mega-ships brings with it several potential risks. If you currently serve on one—or hope to—make sure to insure your license. Any marine incident can have devastating consequences. But when the ship is a mega-vessel, the damages—physical, financial, and human—can go off the ...

Investment Advisor Interests

How to Break Away and Become an Independent Advisor

Oct 4, 2021

“Breaking away” is a common term used to describe securities registered representatives who leave their wirehouse broker-dealers to leverage the financial advantages of the RIA channel. But it’s also used when current IARs need to find a more hospitable home for their talents, creating their ...

Investment Advisor Interests

How to Become a Registered Investment Advisor

Sep 23, 2021

The rewards of becoming a registered investment advisor (RIA) have been well documented. For the right person transitioning from the securities brokerage, insurance or financial-planning fields, the financial, personal and intellectual benefits are substantial. However, becoming an RIA is a complex ...

Insurance Agent Interests

Top Traits of Successful Insurance Agents

Sep 15, 2021

Successful insurance agents don’t generate high sales volume by accident. They do so because they channel their personality traits and behaviors in productive ways. What distinguishes successful insurance agents from those who lag behind? There are many answers to this question. But one of the ...

Investment Advisor Interests

Cryptocurrency Risks for Investment Advisors

Sep 13, 2021

The world is going gaga over Bitcoin investing. That doesn’t mean you should. Caution is in order. Cryptocurrencies are the investment equivalent of Instagram meal photos. Not only do they let investors brag about their cool portfolios to their friends, but they also can make them rich. ...

Bookkeeper Interests

How to Start Your Own Bookkeeping Business

Sep 11, 2021

Are you looking to get into business for yourself? Then consider the advantages of starting a bookkeeping service. But beware of the liability risks, which you’ll need to mitigate with professional liability insurance. Some Facts about the Bookkeeping Business According to the U.S. Bureau of ...

Insurance Agent Interests

Top Ways to Retain Insurance Clients

Sep 10, 2021

Want to have an immediate positive impact on your bottom-line performance? Then implement our top tips for retaining more insurance clients. Many insurance agents invest more energy in acquiring new customers than in keeping them. That’s unfortunate for two reasons. First, it costs more to bring ...

Investment Advisor Interests

Mitigating Registered Investment Advisor Liability Exposures

Sep 10, 2021

Working as a registered investment advisor (RIA) has its rewards. But heavy compliance requirements can be a downside. Here are some of the major issues RIAs must contend with. One way to limit your registered investment advisor (RIA) liability exposure is to effectively handle your compliance ...

Tax Preparer Interests

Off-Season Tax Preparer Tips

Sep 10, 2021

The busiest months for tax preparers are January through July, starting when the IRS begins accepting returns in late January through July when extensions are submitted. Conversely, the slowest months for accountants, bookkeepers and others who prepare taxes are generally August through January. ...

Tax Preparer Interests

How to Start Your Own Tax Preparation Business

Sep 10, 2021

Are you looking to launch a business with strong consumer demand? Then consider starting your own tax preparation business. Here’s what to do. Americans have never liked paying taxes. And with the U.S. tax code getting more complex each year, most prefer not to prepare their own tax returns. ...

Insurance Agent Interests

The Importance of Proof of Errors and Omissions Coverage

Sep 10, 2021

E&O insurance not only mitigates risks, it helps you pursue sales opportunities. Proof of insurance can be a sales tool for winning more business. Insurance is one of the most important elements of personal risk management. It protects people’s lives, cars, homes, incomes and more. That means ...

Dentist Interests

The Future of Robotics and Virtual Dentistry

Sep 9, 2021

Technology has reshaped the dental profession since it began hundreds of years ago. Today, robotics and virtual dentistry are leading practitioners into a 21st century characterized by higher quality and stronger finances. Are you ready for even more changes to sweep the industry in decades to ...

Dentist Interests

Top Tips for Protecting Your Dental Assets

Aug 16, 2021

If you’re an accomplished dentist, you’ve likely generated significant wealth...or will soon. Now it’s time to learn about developing a comprehensive asset-protection plan. (This article is informational only and as such does not provide legal or accounting advice. Before pursuing ...

Insurance Agent Interests

Captive vs Independent Insurance Agents

Aug 16, 2021

Insurance agents often face a pivotal decision after spending a few years in the business: remain captive or go independent. Here are the pluses and minuses of each career path. Insurance sales careers follow a common pattern. Recruits often enter the business as career or captive agents for a ...

Dentist Interests

Will the Dental Industry Continue to Grow?

Aug 16, 2021

Dentistry has always been an evergreen industry. It grows in good economic times and bad, largely because the need for dental care is universal and durable. But 2020’s global pandemic did so much damage to the business some wondered if it would ever recover. In the early months of COVID-19, ...

Tour Operator Interests

Tour Operator Summer Season Tips

Aug 12, 2021

Is your tour company up and running this summer? Are you experiencing record levels of business despite the continuing COVID-19 threat? Read our helpful tips for operating during this transitional period. In the spring of 2021, tour operators were in a unique position. Their businesses had been ...

Investment Advisor Interests

What the Financial Industry Regulatory Authority Is

Aug 3, 2021

When should RIAs keep or drop their FINRA registration? It’s a tricky question with serious consequences. Get answers here. As a registered investment advisor (RIA), you’re well aware of your Securities and Exchange Commission (SEC) or state registration requirements. But should you also ...

Insurance Agent Interests

Selling Insurance on Value Over Price

Jun 14, 2021

Most experts agree competing on price is not sustainable in the insurance business. A better approach: stressing value. Price competition is the norm in today’s insurance industry. Insurers, agents and brokers and online quoting sites promote how easy it is to get prices and how the least ...

Dentist Interests

The Pros and Cons of Group Dental Practices

Jun 10, 2021

Group dental practices are growing in popularity. But they’re not right for everyone. Before you take the plunge, learn more about their financial, professional and personal advantages. Peering into the past, one glimpses a dental industry dominated by independent solo practices. No longer. ...

Insurance Agent Interests

Choosing an Insurance Agency Management System

Jun 7, 2021

If you’re running your agency using paper forms and manual procedures, it’s time to consider the benefits of using a computerized insurance agency management system (IAMS). For the right person, selling insurance may be one of the world’s best jobs. It gives agents the ability to define ...

Professional Mariner Interests

What Mariners Need to Know About USCG Drug Tests

Jun 4, 2021

Have you tried the new cannabidiol (CBD) products to relieve pain, stress or anxiety? Tread lightly. You may be endangering your USCG license. Drug Testing for Mariners at Odds With Federal Regulations Cannabidiol, also known as CBD, has become the new “it” remedy for stressed-out Americans. ...

Insurance Agent Interests

The Likelihood That Insurance Agents Become Obsolete

Jun 3, 2021

A technology wave is cresting over the insurance industry. Will agents ride it successfully or wipeout? Few analysts think the insurance industry is headed toward obsolescence. Its numbers are just too good: It provides jobs for 2.9 million people. It generates $9 trillion in cash and ...

Tour Operator Interests

Top Liability Exposures for Tour Operators

May 19, 2021

Understanding Top Liability Exposures Your Business Faces Can Help You Better Manage Your Risks Protecting a tour business and one’s livelihood in the event that a dissatisfied or injured client sues requires appropriately managing liability exposures as well as transferring one’s risks by ...

Bookkeeper Interests

The Challenges of Bookkeeping Automation

May 19, 2021

Technology and automation continue to present challenges for bookkeepers, yet professionals continue to adapt and remain more important than ever. In the late 1800s, William Burroughs created a commercial addition machine. Accountants and bookkeepers at the time worried the new technology would ...

Bookkeeper Interests

Why Bookkeepers Need Professional Liability Insurance

May 14, 2021

Keeping client books for your business or your employer’s is stressful enough without having to worry about getting sued if a mistake is made. Carrying professional liability insurance is a necessity for today’s bookkeepers. Profits, losses, and financial or business statements are a volatile ...

Insurance Agent Interests

Becoming an Insurance Agent

May 3, 2021

For the right person, selling insurance is the perfect career opportunity. It offers high-income potential, job security and a sense of purpose. Read on to learn more about this field and how to enter it. The insurance industry is one of America’s most important economic engines. It provides ...

Investment Advisor Interests

How Investment Advisors Should Categorize Clientele

Apr 29, 2021

Have you segmented your client base according to financial or other criteria? If not, you may be missing out on an opportunity to optimize your firm’s performance. Client segmentation—defined as categorizing your customer base by key factors in order to optimize service delivery and ...

Travel Agent Interests

How and Why Travel Agents Should Use Social Media

Apr 21, 2021

Are you still on the fence about social-media marketing? Then it’s time to hop off and start engaging online with your prospects and clients. Learn why and how here. Once upon a time, travel agents who wanted to grow their businesses relied on newspaper advertising, Yellow Page listings and ...

Insurance Agent Interests

Top Risks Agents Face and How to Mitigate Them

Apr 20, 2021

Disappointed clients often look to the legal system for relief. Fortunately, as an agent or broker, you can mitigate your risks through E&O insurance and sound business practices. In life, when expectations don’t sync with reality, problems often ensue. This is especially true in the world of ...

Investment Advisor Interests

Advisors Facing Change Under the New Administration

Apr 13, 2021

Will the Biden Administration be a net plus or negative for America’s registered investment advisors (RIAs)? It’s too soon to tell. But one thing is certain: change is coming in five key areas. The presidential election of Joseph Biden represents a sea change for registered investment advisors ...

Travel Agent Interests

What You Need to Know About Becoming a Travel Agent

Apr 13, 2021

The travel industry is in recovery mode. Now may be the perfect time to pursue the travel agent career you’ve always dreamed about. Here’s how. The global pandemic took the wind out of travel industry sales and employment, forcing the industry to focus on survival. As borders have loosened, ...

Accountant Interests

Accountants Managing the Risks of Remote Work

Apr 13, 2021

Building a remote-employee policy is the crucial first step of managing a virtual workforce. This is a document that spells out the desired objectives of virtual work teams, as well as defines which employees are eligible and under what conditions they should work. After that, according to risk ...

Insurance Agent Interests

Growing Your Insurance Business With Social Media

Apr 12, 2021

Insurance agents are flocking to social media platforms as a way to grow their businesses. If you’re ready to join in, check out our best practices here. Although agents and consumers got off to a slow start using social media for insurance purposes, they have accelerated greatly in recent ...

Investment Advisor Interests

Succession Planning for Registered Investment Advisors

Apr 8, 2021

Nearly all RIA owners agree that succession planning is important. But too few are actually doing it. Read on to learn why getting started is essential and how to do so. Maintaining continuous service to your clients may be the most important commitment you make as a registered investment advisor ...

Accountant Interests

New Challenges for Certified Public Accountants in 2021

Mar 29, 2021

The COVID-19 pandemic has changed how accounting firms deliver their services, changes that may become permanent in 2021. Are you ready to navigate the “new normal” in accounting? If not, check out our helpful guideposts. Accountants have closed their 2020 books with relief. It’s not hard to ...

Tax Preparer Interests

New Liability Insurance Program for Tax Preparers

Mar 29, 2021

LAKEWOOD RANCH, Florida, March 29, 2021 – 360 Coverage Pros announced today the launch of a new professional liability insurance program for tax preparers with a fast, easy online application. The program features liability limits of up to one million dollars and is designed for professionals ...

Insurance Agent Interests

New Innovation Spawns Greater Need for Coverage

Mar 17, 2021

COVID-19 has produced a surprising upside: a surge in new business formation, especially of small firms. Are you ready to capitalize on this insurance sales opportunity? Every cloud has its silver lining, goes the old adage. Even the cloud of a global pandemic that has killed more than 500,000 ...

Cyber Security & Compliance

Cyber Threats to Watch Out for in 2021

Mar 16, 2021

The COVID-19 pandemic rewrote 2020’s cybersecurity playbook. Are you ready for what’s coming next? Cyberattacks, an issue that has plagued businesses for years, became a mortal threat in 2020. Because most U.S. bushinesses shifted to remote work due to the COVID-19 pandemic, this opened the ...

Insurance Agent Interests

Lead Generation Tips for New Agents

Mar 16, 2021

If you’re hoping to break into the insurance sales business, developing a sustainable lead-generation system is job one. Get important advice here. One question keeps new insurance agents up at night: “Where will I find leads?” All agents face that question, of course. But “newbies” have ...

Professional Mariner Interests

Mariners Looking Toward 2021

Mar 16, 2021

2020 is the year those working in the maritime industry want to forget. But will 2021 be any better? Perhaps. But it will depend on how the industry manages a number of ongoing challenges. Professional mariners will gladly turn the page on 2020, a year that roiled the maritime industry and ...

Insurance Agent Interests

Servicing Clients in a Virtual World

Mar 1, 2021

Has your customer service become more virtual in the wake of the global pandemic? If so, here are some tips to take it to the next level. The COVID-19 pandemic has fundamentally transformed insurance sales. It has turned a field that traditionally relied on face-to-face interactions into one that ...

Dentist Interests

How to Dismiss Dental Patients Without Getting Sued

Mar 1, 2021

Have you ever “fired” a patient? Then you know how challenging it can be. Read on for guidance on how to dismiss problem patients without getting sued. As a dentist, you probably don’t like dismissing disruptive patients. That’s because you prefer to help them and to grow your practice ...

Insurance Agent Interests

Selling New Clients in a Virtual World

Feb 10, 2021

Have you embraced virtual selling or resisted it? Are you experiencing good results from it or are you unhappy with your experience? Read on for guidance on how to use remote selling to your advantage. The insurance industry has entered a brave new world of virtual selling. Thanks to new ...

Attorney Interests

The Risk of Handling Foreclosures

Feb 10, 2021

Working on real estate foreclosures is one of the riskiest legal practice areas at the moment. Here’s why and how you can protect yourself. Mortgage foreclosures have been toxic to the U.S. economy at various points in the country’s history. This was especially true during the sub-prime ...

Insurance Agent Interests

The Pluses and Minuses of Remote Versus Office Work

Feb 5, 2021

Remote work has become increasingly popular these days. But don’t try it without first analyzing its pluses and minuses, along with the legal and insurance implications involved. Millions of Americans worked from home as a safety measure during the pandemic. But working remotely is far from new. ...

Accountant Interests

The Greatest Malpractice Risks and How to Mitigate Them

Feb 3, 2021

Many accountants don’t realize how everyday tasks can open themselves to malpractice litigation. Becoming aware of risks, mitigation techniques and the role of insurance can help to keep you safe. Accountants work hard at collecting client financial information and then analyzing and reporting ...

Dentist Interests

Malpractice Exposures for General Practitioners

Feb 3, 2021

Some dentists worry about getting sued for malpractice. Then they worry some more. A better approach is to learn how malpractice litigation arises and then to adopt risk-mitigation practices. Get pointers in this article. It’s not unusual for patients to become angry with their dentists. ...

Attorney Interests

Lawyer Malpractice Insurance Expands to Two New States

Jan 28, 2021

LAKEWOOD RANCH, Fla, January 28, 2021 – 360 Coverage Pros announced the expansion of its Lawyer Malpractice Insurance Program to two new states: Texas and Illinois. The program was already available in Georgia. The program’s entry into Texas and Illinois follows its successful 2017 ...

Attorney Interests

Alerting Attorneys Against Trust Fund Schemes

Jan 28, 2021

Trust fund scams have been a feature of the legal landscape for years. But knowing about them and not falling prey to them are two different things. Here’s how to achieve the latter. It’s always a good day when you sign a new client, right? Not always, as the following scenario suggests. A ...

Travel Agent Interests

Travel Industry Roles and the Liability Risks They Pose

Jan 21, 2021

The travel industry offers many opportunities for those looking to engage with travelers at various levels. The travel industry has a history of running parallel to economic trends. As the economy rises and falls, consumer demand for travel reacts in turn. This affects the careers of everyone who ...

Professional Mariner Interests

Mariners are Considered Essential Workers

Jan 21, 2021

Many of America’s maritime workers are considered to be essential critical infrastructure workers. Maintenance of daily life depends on them, prioritizing their health is a must. The global COVID-19 pandemic has disrupted the marine industry like no event since the Spanish Flu of 1918. During ...

Accountant Interests

Understanding the Terms of Your APL Insurance

Jan 21, 2021

It pays to fully understand your professional liability insurance. Knowledge starts with knowing the meaning of terms like “claims made,” “extended reporting period” and “defense costs in or out.” Learn their significance here. Accounting firms of all sizes face numerous liability ...

Dentist Interests

Dentistry in a Post COVID World

Jan 21, 2021

The COVID-19 pandemic has changed everyone’s life as we know it. Dental practices have certainly not been immune and have also experienced disruption in their office and practices, their finances and their malpractice liability risks. How has your practice or job evolved? When a 100-year ...

Attorney Interests

Preventing LPL Claims from Bankruptcy Law

Jan 5, 2021

Collections is a rewarding area of the law. But only if you comply with the many regulations involved, especially the Fair Debt Collections Practices Act (FDCPA). Collections can be a profitable area of the law. But the financial upside also brings a liability downside: getting sued for violating ...

Investment Advisor Interests

Networking for RIAs

Jan 5, 2021

Collaborating with Centers of Influence can be an excellent way to generate prospects for your RIA firm. It can also help you to serve more client needs. Are you taking full advantage of this opportunity? Technology-driven marketing—posting on social media, writing for blogs and conducting ...

Cyber Security & Compliance

Cyber Liability Insurance for Small Business Owners

Dec 18, 2020

Nearly every small business needs cyber liability and data breach insurance. The question is where to get it from: your existing professional liability/E&O insurance, a blended policy, or standalone cyber insurance? Cyber threats shows no sign of abating. According to a recent Ponemon Institute ...

Insurance Agent Interests

An E and O Crash Course for Agents and Advisors

Dec 16, 2020

Are you a little fuzzy about E&O insurance for insurance agents and financial/investment advisors? No worries...read our crash course on what it is, how it works, and why you need it Imagine this hypothetical scenario: You’re a life insurance agent with several years’ experience. You approach ...

Insurance Agent Interests

Aging Insurance Agents and the Younger Generation

Dec 15, 2020

The “graying” of insurance distribution is an existential crisis for the industry. If you’re approaching retirement age, you can be part of the solution by developing a succession plan. Philosophers often claim that character is destiny. In the insurance industry, experts say demographics ...

Real Estate Agent Interests

Why Real Estate Professionals Need to Know About RESPA

Dec 14, 2020

RESPA, which stands for the Real Estate Settlement Procedures Act, is a federal consumer protection law designed to provide transparency throughout the real estate settlement process. Intended to prevent abusive or predatory settlement practices, it requires mortgage lenders, brokers and other loan ...

Insurance Agent Interests

The Growth of Carriers Offering Coverage to Clients

Dec 9, 2020

Insurance companies today are experimenting with direct-to-consumer (DTC) sales. Frustrated? Don’t be. Just learn from their experience and revise your business model and marketing approach accordingly. Imagine that your father brought you into the family business in a sales capacity. He trained ...

Dentist Interests

Evaluating Your Dental Malpractice Insurance Policy

Dec 3, 2020

Just like teeth and gums need periodic attention to prevent cavities and periodontal diseases, your malpractice insurance policy needs attention, too. Examine its provisions today to make sure it’s still keeping your practice safe. As a dentist, you know the importance of having insurance to ...

Investment Advisor Interests

The Importance of Coverage for RIAs Forming New Firms

Dec 2, 2020

Starting a Registered Investment Advisor (RIA) firm is complicated. But don’t lose sight of the importance of protecting your new venture with Errors and Omissions (E&O) insurance. Becoming a Registered Investment Advisor (RIA) has become an increasingly popular career choice over the past few ...

Travel Professional Interests

Managing the Risks of Niche Travel Part One

Oct 16, 2020

Do your clients yearn for unique travel experiences? Then off-the-beaten-path trips and glamping may fit the bill. But beware of the risks. An injured client can haul you into court. American consumers are fleeing the same old travel concepts. Rather than taking a packaged tour of tired European ...

Travel Professional Interests

Managing the Risks of Niche Travel Part Two

Oct 16, 2020

Abstract: Do your clients want meaningful travel experiences? Then experiential and dark travel may suit their needs. But be careful of the risks. A client injury can spark a legal nightmare. In Part 1 of this series, we discussed how consumers are reaching more and more for out of the ordinary ...

Real Estate Agent Interests

Deciding Whether to Join a Franchise or Local Agency

Oct 16, 2020

Deciding whether to join a national franchise brokerage or a local independent agency is an important decision for new real estate agents. In this article, we will take you through some key considerations. One of the first decisions you will make as a new real estate agent is whether to join a ...

Accountant Interests

Determining Malpractice Insurance Premiums

Sep 25, 2020

Have you ever wondered how your insurance company determines the premium for your accountant professional liability insurance? This article shows you exactly what’s involved. As an accountant, CPA, bookkeeper or tax preparer, you’ve likely heard about accountant’s professional liability ...

Insurance Agent Interests

Managing Client Expectations During a Pandemic

Sep 16, 2020

Self-funded healthcare plans don’t have the luxury of reacting to COVID-19 costs in the next plan year. They must adjust to them now. Here’s how you can help them. The COVID-19 pandemic has had an unprecedented impact on American society, especially on social relationships, employment and ...

Cyber Security & Compliance

How to Mitigate Data Breaches and HIPAA Violations

Sep 3, 2020

Data breaches are a HIPAA nightmare in the making. Are you fully aware of your cyber risks...and of how you can help to mitigate them? “It will never happen to me.” So say many US physicians about healthcare data breaches, a common phenomenon in today’s tech-enabled medical field. But happen ...

Travel Agent Interests

New Travel Agent Errors and Omissions Insurance Program

Aug 20, 2020

360 Coverage Pros now offers travel professionals a fast, easy and affordable way to secure comprehensive, top-rated professional liability insurance online. LAKEWOOD RANCH, Fla. August 20, 2020 360 Coverage Pros recently launched a new errors and omissions (E&O) insurance program specifically ...

Professional Mariner Interests

How the USCG Classifies Marine Incidents

Aug 11, 2020

The objective of the United States Coast Guard (USCG) is to secure the coasts and waterways of the United States while enforcing maritime law, providing aid to those in need and spearheading search and rescue efforts. As a licensed mariner, it is important to be aware of types of incidents that ...

Dentist Interests

Four Risk Management Strategies Every Dentist Needs

Jul 23, 2020

Malpractice lawsuits are a serious threat to America’s dentists. That’s why it’s essential to master the discipline of risk management in your practice, along with four specific risk-management strategies. Most dentists, new or experienced, never expect to get sued for malpractice. They ...

Cyber Security & Compliance

Why Cyber Liability Insurance is Even More Important

Jul 15, 2020

Most associate a business that is under attack with physical theft of products or assets. However, cybercrime is an extremely real and costly occurrence that takes place in the U.S. far more than you might think. A breach in sensitive business data can result in such a severe loss, the company may ...

Investment Advisor Interests

Errors and Omissions Coverage for Breakaway Brokers

Jul 14, 2020

If you’re a “breakaway broker,” don’t assume your prior E&O insurance will cover you at your new RIA firm. Here’s what you need to know. Over the last two decades, increasing numbers of securities brokers have migrated to the independent registered investment advisor (RIA) channel from ...

Cyber Security & Compliance

How to Avoid the Ransomware Trap

Jun 23, 2020

With the rise in online business activities over the past decade or so, cybersecurity has become one of the top concerns for individuals, businesses, and entities like hospitals and government agencies. During crises such as the Coronavirus pandemic, though, cybercriminals tend to pounce even more ...

Accountant Interests

Why Accounting for Your Liability Risks is Essential

Jun 16, 2020

Have you accounted for the various liability risks your accounting firm faces? If not, this article helps you get started by explaining the essential role of professional liability insurance. Accountants spend the vast majority of their time gathering client financial information and then ...

Investment Advisor Interests

RIA Errors and Omissions Coverage After Retirement

Jun 16, 2020

Are you a registered investment advisor (RIA) planning to retire soon? Then it’s time to consider your post-retirement legal risks. Dropping your E&O insurance too soon may be ill-advised. For decades, the investment-advisory business has been “aging in place.” Today, 21% of the registered ...

Attorney Interests

Why Lawyers Need Professional Liability Insurance

Jun 16, 2020

Many attorneys doubt they’ll ever get sued . . . until they are. Read about your main malpractice risks, why you need insurance and what to look for in a policy. When Boyd & Durant P.L, a Tallahassee real estate, family and business law firm agreed to help Plaza Tower Realty Group LLC recover ...

Dentist Interests

Financial Implications of Starting a Dental Practice

Jun 12, 2020

Many dentists dream of having their own practice one day. If you do, too, think hard about the financial implications. The pressures of running your own show can be enormous. Should you become a dental entrepreneur or work as an associate dentist in a privately owned or corporate practice? That ...

Cyber Security & Compliance

Top Forms of Cyber Attacks

Jun 3, 2020

As the technology of the world continues to rapidly develop and change, businesses are at risk of cybercrime now more than ever. And while that word may sound futurist and unthreatening, there are real dangers associated with being the victim of cybercrime, both financially and professionally. If ...

Professional Mariner Interests

360 Coverage Pros Bridges Mariner Gaps

May 19, 2020

Concerned about potentially losing your mariner license after an accident? Worried about getting sued after making a mistake on the water? It’s time to consider Mariner Liability Insurance. It is no surprise that mariners face a sea of risk every time they report for work. At the forefront of ...

Cyber Security & Compliance

Working From Home and the Effects of the Coronavirus

May 15, 2020

With the Coronavirus wreaking havoc around the world, various measures are being enforced to try and reduce the spread of this deadly illness—one of which is an order to stay home, unless you need food or medical attention, or in the event of an emergency. But, while many companies are allowing ...

Real Estate Agent Interests

What Real Estate Brokers Can Do to Retain Agents

May 14, 2020

A key part of being a leader in any organization is finding and retaining top talent in their field. But this is often easier said than done, and many people find themselves wondering what best practices they can implement to keep their employees satisfied and engaged in the long term. In the real ...

Business Development

How to Make Authentic Client Connections Virtually

May 13, 2020

Selling virtually is becoming increasingly popular in the insurance industry. But to build trust and close sales on video chat, you have to know what you’re doing. With the United States largely in a pandemic lockdown, face-to-face client meetings are now off the table and are likely going to ...

Business Development

5 Revolutionary Sales Closing Techniques for Agents

Apr 30, 2020

Insurance agents can’t make a living without closing sales. But are canned techniques or strategic collaboration the better approach? Only you can decide. As an insurance agent, you know the importance of closing a sale. Since your products are intangible, and since prospects often avoid ...

Real Estate Agent Interests

The Impact of the Coronavirus on the Real Estate Market

Apr 23, 2020

The coronavirus pandemic is having an unprecedented impact on American society, both socially and economically. Almost every industry is struggling to adjust, and the real estate market is no exception. As state and local governments issue shelter-in-place orders to prevent the spread of the deadly ...

Real Estate Agent Interests

Most Common Errors That Lead to Lawsuits

Apr 15, 2020

COVID-19 (the novel coronavirus) has not only upended the U.S. economy, it has made working with customers riskier than normal. To protect yourself, avoid these five important E&O risks. Real estate brokerage is an inherently risky business. In fact, most agents are likely only one mistake away ...

Business Development

Why Insurance Is Essential During A Recession

Apr 10, 2020

The COVID-19 pandemic has frozen economic activity. Have you reacted by cutting expenses? If so, be careful about cutting essential insurance. Has government-imposed social distancing reduced your access to prospects, freezing your ability to bring in new business? Has your income fallen so much ...

Insurance Agent Interests

4 Ms That Can Trigger An Errors and Omissions Claim

Apr 7, 2020

E&O claim prevention often focuses on laws, regulations and business practices. Dropping the ball in these areas can spark lawsuits. However, if you run your business by the book, the presumption is you’ll easily ward off litigation. To some degree, this assumption is true. But it’s missing one ...

Accountant Interests

Why Engagement Letters Are Necessary

Apr 1, 2020

Engagement letters may well be the best way to prevent client lawsuits. But too many accountants fail to use them as a matter of course. Are you one of them? Just as vaccines are a strong defense against disease, engagement letters are an excellent way to inoculate your business against consumer ...

Travel Professional Interests

How to Talk to Your Clients About the Coronavirus

Apr 1, 2020

With the travel and tourism industries in free fall due to COVID-19, fear and chaos are now rampant. Here’s what to say to calm your clients. Cancelled flights. Quarantined travelers. Airport chaos. City lockdowns. The coronavirus is creating all this and more in the travel and tourism industry. ...

Professional Mariner Interests

Professional Mariners on a Sea of Risk

Mar 17, 2020

Make one serious mistake and you could jeopardize your career, assets, and personal freedom. Should you buy Mariner Liability Insurance? On March 12, 2018, the towing vessel Natalie Jean sank in the Lower Mississippi River, near New Orleans. The towboat had been pushing an empty fuel barge when it ...

Cyber Security & Compliance

5 Tips to Avoid Wire Transfer Fraud

Mar 11, 2020

While the Internet can make conducting business fast and convenient, it also provides a lucrative opportunity for hackers to scam millions of dollars out of unsuspecting consumers and businesses. One such scam is wire fraud. According to Federal law, wire fraud can occur when a scammer uses ...

Insurance Agent Interests

Freelance Economy Part Two

Mar 4, 2020

Need prospects? Then consider targeting people who either find their own work or participate on a gig platform. You’ll find they have gaping holes in their insurance safety net. More people are working in freelance jobs today than ever before. These include so-called gig workers on platforms ...

Accountant Interests

The Importance of Having APL Insurance

Mar 3, 2020

Accountants are at constant risk of being sued for malpractice. Whether you’re an accountant, CPA, bookkeeper, or tax preparer, having liability insurance is an essential risk-mitigation strategy. When it comes to malpractice lawsuits against accountants and related professionals, the mega-firms ...

Investment Advisor Interests

How RIAs Should Engage Millennial Clients

Feb 13, 2020

Millennials are the largest population group in America, with unique needs for financial advice. If you’re not courting their business, you might want to start. In Part 1 of this series, “14 Things to Know about Millennial Prospects,” we argued that the best-educated, most diverse generation ...

Real Estate Agent Interests

Differentiate to Attract New Real Estate Customers

Jan 17, 2020

Do you operate in a highly competitive real estate marketplace? Then your challenge is to stand apart from your competition. This article shows you how to begin the process. The real estate brokerage business is brutally competitive. According to the Association of Real Estate License Law ...

Cyber Security & Compliance

7 Tips for Staying Safe in a Digital World

Jan 10, 2020

The end of the year and the beginning of the next are busy times for small business owners. But don’t let this distract you from your cybersecurity best practices. The end of one year and the beginning of the next can be a wonderful time for owners of small-to-medium (SMB) sized business. It’s ...

Professional Mariner Interests

Why You Need Mariner Liability Insurance

Jan 6, 2020

You’ve worked hard to obtain your marine license. So, you don’t want to lose it—or worse yet, lose your reputation, your income, and your career—even in the event of a maritime disaster that is out of your control. Accidents and incidents can and do happen on the water. Regardless of how ...

Professional Mariner Interests

The 5 Most Shocking Maritime Disasters in History

Jan 2, 2020

You've worked hard to build your career as a U.S. Coast Guard licensed officer. But, no matter how careful and diligent you may be, accidents can – and often do – still occur. Many of these incidents can even be out of your control. While most any type of fire, wind, or weather-related events ...

Investment Advisor Interests

14 Things to Know About Millennial Prospects

Dec 19, 2019

It stands to reason the best-educated, most diverse generation in U.S. history will one day become a highly profitable marketplace for registered investment advisors (RIAs). Whether millennials will pan out for you depends on how well you understand them—who they are and what they want—and how ...

Real Estate Agent Interests

Real Estate Commission Transparency on the Front Burner

Dec 6, 2019

The real estate industry is fighting to preserve its current system of agent and broker compensation. At issue: the transparency of commissions, especially of buyer-agent splits. In most industries, consumers can easily discover how much products or services cost. When you buy a car or a ...

Insurance Agent Interests

Freelance Economy

Nov 5, 2019

More Americans are working in the freelance/gig economy these days. There are pluses and minuses, including flexibility and financial insecurity. The latter creates big sales opportunities for insurance agents. The U.S Gig Economy is expanding thanks to firms such as Uber, Lyft, ...

Real Estate Agent Interests

How to Thrive as a Real Estate Agent

Nov 4, 2019

Being a real estate agent is a public-facing job. But unlike people who work in a store or who do customer service over the phone, those who sell real estate engage with the public face-to-face in private spaces. This leaves them vulnerable to theft, assault, or worse. As we mentioned in ...

Real Estate Agent Interests

When Home Buyers or Sellers Become Horrors

Oct 30, 2019

Have you ever encountered a real estate buyer or seller who was so unreasonable, so unhinged, it frightened you? Guess what? Buyers and sellers come haunting 365 days a year. Listing agents and their clients often encounter buyers who use home inspection results to bludgeon sellers into reducing ...

Insurance Agent Interests

6 Mistakes Agents Make That Can Cost Them Business

Oct 11, 2019

The insurance world is filled with many complicated products, and most of these contain a great deal of “small print” regarding how the coverage works, and what an insured or a beneficiary must do in order to qualify for the policy’s benefits. For this reason, some people avoid discussing ...

Cyber Security & Compliance

Cyberattacks Hit 67 percent of Small Business

Oct 2, 2019

There's no better time than National Cybersecurity Awareness Month to consider your firm's cyber risks. But don’t just think about them... take appropriate defensive actions! Cyber crime and accidental data breaches happen to small-and medium-sized businesses (SMBs) every day... with devastating ...

Dentist Interests

6 Ways to Make Your Dental Office Comfortable

Oct 2, 2019

An impending visit to a dental office can make many people nervous, and some outright scared. In fact, a large number of individuals postpone their visits until there is an apparent problem such as a toothache or a long-overdue cleaning appointment. Many dental practices emphasize the expertise of ...

Dentist Interests

Buying Dental Malpractice Insurance Online

Sep 10, 2019

More dentists are buying their malpractice insurance online. It’s easier, faster, and often, less expensive. With so many other matters vying for your attention, isn’t it time you went the online route? Can you imagine where your practice would be today without technology? Chances are, the ...

Real Estate Agent Interests

Attacks on Real Estate Agents Are Increasing Every Day

Sep 9, 2019

Selling real estate is a risky profession. Every day agents are getting robbed, assaulted, or worse. Are you just running scared or are you doing everything you can to stay safe? From outward appearances, real estate agents seem to have a safe job. They don’t have to work with dangerous ...