What is Agent Owned Property coverage? Does it cover my own house or an investment property?

Agent-­Owned Property (AOP) ) is usually excluded or limited when it comes to E&O coverage. Under our policy, coverage extends to 1-4 residential unit properties an insured owns and lists for sale, under the following conditions:

  • A written home inspection report is issued by a licensed or accredited home inspector
  • An approved home warranty is in place
  • All state-required property transfer disclosure statements are properly completed, signed and delivered
  • Your ownership interest is acknowledged in writing by the buyer prior to closing

Unlike other E&O companies that only offer coverage for your primary residence, CRES will cover other residential property where you hold an ownership interest. See policy for full details.*


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