Mariner Liability Insurance for Johnson & Johnson, Inc.
Mariner Liability Insurance Program for Johnson & Johnson, Inc. RISK CLASS 1
Mariner Liability Insurance Program for Johnson & Johnson, Inc. RISK CLASS 2
Mariner Liability Program Introduction
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You’ve worked hard to build your marine service business. Protect what you’ve built with coverage through the Marine Artisan Liability Insurance Program. Designed for marine professionals specializing in fiberglass repair, boat cleaning and detailing, rigging, sail and canvas work, vessel painting and bottom coating, refrigeration, carpentry, shrink wrapping and winterization and other eligible marine artisan trades, this program delivers strong, marine‑specific liability protection at competitive rates — with a fast, streamlined application that gets you covered without delays.
- Marine Artisan Liability Insurance is underwritten by Berkley Offshore Underwriting Managers, rated A+ (Superior) by A.M. Best
- Coverage designed specifically for marine service professionals
- Competitive pricing with flexible payment options
- Fast, simple online application, no waiting weeks for approval
- Instant proof of insurance available upon binding
- Coverage accepted by marinas, boatyards and marine facilities nationwide
- Access to experienced marine claims professionals
- Quick support ready to assist with certificates and renewals
- Built by marine insurance specialists who understand the risks of working on and around vessels
About This Coverage
-
This Marine Artisan Liability Insurance Program is designed specifically for professionals performing marine service, repair, installation and maintenance work on or around vessels. Coverage applies to marine related operations conducted within your approved scope of work and is intended for qualified marine trade professionals, including:
- Fiberglass Repair
- Boat Cleaning & Detailing
- Rigging Work
- Sail & Canvas Installation / Repair
- Vessel Painting & Bottom Coating
- Marine Refrigeration Contractors
- Carpentry
- Shrink Wrapping & Winterization
- Other marine artisan trades (Click here to schedule a consultation)
Pricing Information
- At the time of enrollment, each enrollee will be required to make a non-refundable payment in the amount of the first month’s premium (minimum earned premium). Administrative fees and minimum earned premium are non-refundable.
- Pricing includes a $40.00 program administration fee. Down payment represents the initial payment due at binding and includes one month’s premium, administrative fees, and a monthly installment processing fee. Monthly payments will be processed automatically; installment withdrawals begin following the policy effective date.
Program Features
- Instant certificates of insurance for qualified applicants
- Blanket coverage available for business personal property and tools (when included)
- Annual and monthly payments available
- Secure electronic payment portal
- Coverage available in all 50 states
- Limits and deductibles include defense costs, legal fees, and expenses
- Accepted by Marinas and Shipyards
- Broad class Eligibility
- Transparent pricing
-
Simple Renewal Process
- Advance renewal reminders help prevent gaps in coverage
- Policies may renew automatically using payment information on file, subject to eligibility
Coverage Limits
- Important: This is an Occurrence based policy and under this type of policy coverage is afforded for covered claims where the reported incident occurs within the purchased certificate coverage period, regardless of when the claim is reported to the insurance company. Any incidents that occur before or after the purchased certificate coverage period are not covered.
-
Program Limits for Marine Artisans
- $1,000,000 Each Occurrence / $2,000,000 General Aggregate
- Commercial Marine Liability coverage for bodily injury and property damage arising from covered marine artisan operations
- Defense costs, legal fees, and expenses are included within the policy limits
- $1,000,000 Products & Completed Operations
- $1,000,000 Personal & Advertising Injury
- $1,000,000 Sudden & Accidental Pollution
-
Additional Included Coverages
- $10,000 Per Person Medical Expense Coverage
- Not subject to deductible
- $5,000 Per occurrence Business Personal Property
- $50,000 Per Occurrence Fire Damage Liability
-
Optional Coverage
- Tools & Equipment Coverage Up to $50,000
- Optional Endorsement
- Covers tools and equipment used in your marine trade, subject to scheduled or blanket limits and policy terms
Deductibles and Retentions
- $0 Deductible for Medical expense coverage
- $2,500 OR $5,000 Deductible per occurrence for commercial marine liability claims of bodily injury and property damage and defense costs
- $1,000 Deductible per occurrence for Tools & Equipment & business personal property
Payment Options
- Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT). For those customers that select the monthly payment option, your credit card or EFT will be processed on the third of each month.
Underwriter
- Coverage is underwritten by Berkley Offshore Underwriting Managers on behalf of StarNet Insurance Company, whose member insurance companies are rated A+ (Superior), Financial Size Category XV by A.M. Best Company.
- This coverage is placed with an admitted carrier. Please reference the A.M. Best rating and disclosures link below for an explanation of admitted and non-admitted carriers.
Disclosures
- All policy documents are delivered in electronic format by default.
- A.M. Best rating and other disclosures.
- For complete details on covered professional services and exclusions, please refer to the policy form.
Program Administrator
- 360 Coverage Pros is administered by Gallagher Affinity, a global insurance brokerage, risk management and consulting services firm.
- Refer to the policy form for additional definitions, terms, and conditions. Please contact us with any questions or concerns; you can also visit our Frequently Asked Questions section for more information.
- Program administrative services include policy review and issuance, premium billing and invoicing, mid-term policy changes, coordination and issuance of certificates of insurance, online enrollment and account management and a dedicated customer support team with phone, chat and online contact features.
- To report a claim, please contact Berkley Offshore by phone at (212) 618-2960 during normal business hours, or at (347) 380-0857 for 24/7 Emergency Claims Service. Once the claim has been initially reported, please fill out the Claims Reporting Form and return the completed form to the email address listed on the document.
Mariner Liability Program Introduction
-
You’ve worked hard to build your marine service business. Protect what you’ve built with coverage through the Marine Artisan Liability Insurance Program. Designed for marine professionals specializing in hauling and launching, electrical and electronics work, marine mechanics, engine repair, welding and other eligible marine artisan trades, this program delivers strong, marine‑specific liability protection at competitive rates — with a fast, streamlined application that gets you covered without delays.
- Marine Artisan Liability Insurance is underwritten by Berkley Offshore Underwriting Managers, rated A+ (Superior) by A.M. Best
- Coverage designed specifically for marine service professionals
- Competitive pricing with flexible payment options
- Fast, simple online application, no waiting weeks for approval
- Instant proof of insurance available upon binding
- Coverage accepted by marinas, boatyards and marine facilities nationwide
- Access to experienced marine claims professionals
- Quick support ready to assist with certificates and renewals
- Built by marine insurance specialists who understand the risks of working on and around vessels
About This Coverage
-
This Marine Artisan Liability Insurance Program is designed specifically for professionals performing marine service, repair, installation and maintenance work on or around vessels. Coverage applies to marine related operations conducted within your approved scope of work and is intended for qualified marine trade professionals, including:
- Hauling & Launching Operations
- Marine Electrical Contractors / Electronics Installation & Maintenance
- Marine Mechanics / Engine Repair & Overhaul
- Welding
- Other marine artisan trades (Click here to schedule a consultation)
Pricing Information
- At the time of enrollment, each enrollee will be required to make a non-refundable payment in the amount of the first month’s premium (minimum earned premium). Administrative fees and minimum earned premium are non-refundable.
- Pricing includes a $40.00 program administration fee. Down payment represents the initial payment due at binding and includes one month’s premium, administrative fees, and a monthly installment processing fee. Monthly payments will be processed automatically; installment withdrawals begin following the policy effective date.
Program Features
- Instant certificates of insurance for qualified applicants
- Blanket coverage available for business personal property and tools (when included)
- Annual and monthly payments available
- Secure electronic payment portal
- Coverage available in all 50 states
- Limits and deductibles include defense costs, legal fees, and expenses
- Accepted by Marinas and Shipyards
- Broad class Eligibility
- Transparent pricing
-
Simple Renewal Process
- Advance renewal reminders help prevent gaps in coverage
- Policies may renew automatically using payment information on file, subject to eligibility
Coverage Limits
- Important: This is an Occurrence based policy and under this type of policy coverage is afforded for covered claims where the reported incident occurs within the purchased certificate coverage period, regardless of when the claim is reported to the insurance company. Any incidents that occur before or after the purchased certificate coverage period are not covered.
-
Program Limits for Marine Artisans
- $1,000,000 Each Occurrence / $2,000,000 General Aggregate
- Commercial Marine Liability coverage for bodily injury and property damage arising from covered marine artisan operations
- Defense costs, legal fees, and expenses are included within the policy limits
- $1,000,000 Products & Completed Operations
- $1,000,000 Personal & Advertising Injury
- $1,000,000 Sudden & Accidental Pollution
-
Additional Included Coverages
- $10,000 Per Person Medical Expense Coverage
- Not subject to deductible
- $5,000 Per occurrence Business Personal Property
- $50,000 Per Occurrence Fire Damage Liability
-
Optional Coverage
- Tools & Equipment Coverage Up to $50,000
- Optional Endorsement
- Covers tools and equipment used in your marine trade, subject to scheduled or blanket limits and policy terms
Deductibles and Retentions
- $0 Deductible for Medical expense coverage
- $2,500 OR $5,000 Deductible per occurrence for commercial marine liability claims of bodily injury and property damage and defense costs
- $1,000 Deductible per occurrence for Tools & Equipment & business personal property
Payment Options
- Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT). For those customers that select the monthly payment option, your credit card or EFT will be processed on the third of each month.
Underwriter
- Coverage is underwritten by Berkley Offshore Underwriting Managers on behalf of StarNet Insurance Company, whose member insurance companies are rated A+ (Superior), Financial Size Category XV by A.M. Best Company.
- This coverage is placed with an admitted carrier. Please reference the A.M. Best rating and disclosures link below for an explanation of admitted and non-admitted carriers.
Disclosures
- All policy documents are delivered in electronic format by default.
- A.M. Best rating and other disclosures.
- For complete details on covered professional services and exclusions, please refer to the policy form.
Program Administrator
- 360 Coverage Pros is administered by Gallagher Affinity, a global insurance brokerage, risk management and consulting services firm.
- Refer to the policy form for additional definitions, terms, and conditions. Please contact us with any questions or concerns; you can also visit our Frequently Asked Questions section for more information.
- Program administrative services include policy review and issuance, premium billing and invoicing, mid-term policy changes, coordination and issuance of certificates of insurance, online enrollment and account management and a dedicated customer support team with phone, chat and online contact features.
- To report a claim, please contact Berkley Offshore by phone at (212) 618-2960 during normal business hours, or at (347) 380-0857 for 24/7 Emergency Claims Service. Once the claim has been initially reported, please fill out the Claims Reporting Form and return the completed form to the email address listed on the document.
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