Marine License Insurance for Professional Mariners

Marine License Insurance Program for Professional Mariners MASTER


Apply for Professional Mariners E&O Insurance Renew    Renewal Reminder

Marine License Program Introduction

  • You’ve worked hard to build your career as a U.S. Coast Guard licensed officer. Protect your livelihood with coverage through the 360 Coverage Pros Marine License Insurance program. This program provides comprehensive coverage options at affordable rates. Apply for coverage in just minutes!
    • This Marine License Insurance Program is underwritten by Berkley Offshore Underwriting Managers, a member company of Berkley, whose member insurance companies are rated A+ (Superior), Financial Size Category XV by A.M. Best Company
    • Low monthly payments starting at just $36.25
    • Fast, easy and automated online application….No more waiting for coverage
    • Instant proof of insurance
    • First-class customer care professionals standing by to answer your questions
    • Access to marine claims experts
    • Developed by marine professionals who have spent time at sea and understand the unique challenges and risks that mariners face every day

About This Coverage

  • This Marine License Insurance program is designed exclusively for Blue Water, Brown Water, Great Lakes and Passenger Vessel Officers, Federal Pilots and State Pilots. It affords coverage to both deck department and engine department professionals including:
    • Master
    • Chief Mate
    • Second Mate
    • Third Mate
    • Mate
    • Chief Engineer
    • Second Engineer
    • Designated Duty Engineer

Pricing Information

$1 Million License Protection and Defense
Basic Coverage 1: Includes license protection & defense costs of $1,000,000 and $10,000 of fines and penalties coverage.
Effective Date Pay In Full or Down Payment w/ Monthly Payment
12/01/19 Apply today for $415.00 $76.25 $36.25
   View more limit, coverage and pricing options
  • At the time of enrollment, each enrollee will be required to make a non-refundable payment in the amount of the first month’s premium (minimum earned premium). Administrative fees and minimum earned premium are non-refundable.
  • Pricing includes a $40.00 program administration fee. Down payment refers to the monthly payment option. Your down payment includes one month's premium, administrative fees and a $5.00 monthly processing fee. Down payments will be processed immediately; monthly deductions, as shown above, will begin on the third of the month after the enrollment effective date.

Program Features

  • Instant certificate of insurance for qualified applicants
  • Customizable options to fit your needs:

    • Option A: License Protection & Defense Costs (including Foreign Jurisdiction Coverage and Loss of Personal Property) Description: This coverage provides for the legal defense costs incurred as a result of a shipping casualty as well as the coverage. This coverage also provides for legal representation, payment of expenses of legal defense and the reimbursement of civil and criminal fines and penalties (resulting from a pollution incident) imposed against you. This section also includes coverage for lost or damaged personal property (excluding money and valuable documents).
    • Option B: Includes Option A coverage PLUS provides coverage for legal representation in the defense of civil or criminal proceedings arising from a shipping casualty.
    • Option C: Includes Option B coverage PLUS provides coverage for civil damages which you become legally liable to pay for bodily injury and/or property damage as a result of a shipping casualty.
    • Optional Loss of Income Coverage: Available for an additional premium, this coverage provides for monthly compensation (for up to 12 months) plus an allowance per day for subsistence in the event of the suspension or revocation of your license or compensation for the difference in wages should your license be ordered replaced by a license of lower grade. Proof of compensation is required in the event of a claim.
    • For a full description of any of these coverage options please refer to your policy.
  • Professional Equipment coverage provided on a blanket basis
  • Safe secure electronic payment portal
  • Monthly payment options available
  • Coverage available in all 50 states
  • Limits and deductibles are inclusive of defense costs including legal fees and expenses
  • Painless automatic renewal process
    • As a busy professional, you have a lot on your plate. With 360 Coverage Pros' auto-renew feature, there's no need to complete an application every year. We’ll send you a renewal notice and if you still meet the eligibility requirements, you don’t have to do anything.
    • We’ll automatically renew your policy using the payment information we have on file. It’s that easy!

Coverage Limits

  • License Protection & Defense Costs Coverage
    • $1,000,000 or $2,000,000
  • Civil Legal Defense/Criminal Defense Costs Coverage
    • $100,000 or $250,000
  • Civil Legal Liability
    • $250,000; $500,000 or $1,000,000
  • Fines & Penalties Coverage
    • $10,000
  • Foreign Jurisdiction coverage
    • $5,000
  • Loss of Personal Property
    • $5,000 subject to $1,000 sublimit per item
  • Important: This is an Occurrence based policy and under this type of policy coverage is afforded for covered claims where the reported incident occurs within the purchased certificate coverage period, regardless of when the claim is reported to the insurance company. Any incidents that occur before or after the purchased certificate coverage period are not covered.

Deductibles and Retentions

  • Loss of Income
    • $2,000 up to $25,000 per month
  • $0 Deductible for License Protection and Defense, Foreign Jurisdiction Coverage, Civil and Criminal Defense, Civil Legal Liability, and Loss of Income & Subsistence Allowance.
  • $250 deductible each claim for loss of personal property
  • 10% of combined total fines, penalties and defense costs incurred.

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT). For those customers that select the monthly payment option, your credit card or EFT will be processed on the third of each month.

Underwriter

  • Coverage is underwritten by Berkley Offshore Underwriting Managers, a member company of Berkley, whose member insurance companies are rated A+ (Superior), Financial Size Category XV by A.M. Best Company.
  • This coverage is placed with an admitted carrier. Please reference the A.M. Best rating and disclosures link below for an explanation of admitted and non-admitted carriers.

Disclosures

Program Administrator

  • 360 Coverage Pros is administered by Gallagher, a global insurance brokerage, risk management and consulting services firm. Founded in 1927, Gallagher has operations in 33 countries and offers client service capabilities in more than 150 countries around the world through a network of correspondent brokers and consultants.
  • Refer to the policy form for additional definitions, terms, and conditions. Please contact us with any questions or concerns; you can also visit our Frequently Asked Questions section for more information.
  • Program administrative services include policy review and issuance, premium billing and invoicing, mid-term policy changes, coordination and issuance of certificates of insurance, online enrollment and account management and a dedicated customer support team with phone, chat and online contact features.

Marine License Insurance Program for Professional Mariners 100 TON / TUG CAPTAIN / CHIEF MATE


Apply for Professional Mariners E&O Insurance Renew    Renewal Reminder

Marine License Program Introduction

  • You’ve worked hard to build your career as a U.S. Coast Guard licensed officer. Protect your livelihood with coverage through the 360 Coverage Pros Marine License Insurance program. This program provides comprehensive coverage options at affordable rates. Apply for coverage in just minutes!
    • This Marine License Insurance Program is underwritten by Berkley Offshore Underwriting Managers, a member company of Berkley, whose member insurance companies are rated A+ (Superior), Financial Size Category XV by A.M. Best Company
    • Low monthly payments starting at just $30.00
    • Fast, easy and automated online application….No more waiting for coverage
    • Instant proof of insurance
    • First-class customer care professionals standing by to answer your questions
    • Access to marine claim experts
    • Developed by marine professionals who have spent time at sea and understand the unique challenges and risks that mariners face every day

About This Coverage

  • This Marine License Insurance program is designed exclusively for Blue Water, Brown Water, Great Lakes and Passenger Vessel Officers, Federal Pilots and State Pilots. It affords coverage to both deck department and engine department professionals including:
    • Master
    • Chief Mate
    • Second Mate
    • Third Mate
    • Mate
    • Chief Engineer
    • Second Engineer
    • Designated Duty Engineer

Pricing Information

$1 Million License Protection and Defense
Basic Coverage 1: Includes license protection & defense costs of $1,000,000 and $10,000 of fines and penalties coverage.
Effective Date Pay In Full or Down Payment w/ Monthly Payment
12/01/19 Apply today for $340.00 $70.00 $30.00
   View more limit, coverage and pricing options
  • At the time of enrollment, each enrollee will be required to make a non-refundable payment in the amount of the first month’s premium (minimum earned premium). Administrative fees and minimum earned premium are non-refundable.
  • Pricing includes a $40.00 program administration fee. Down payment refers to the monthly payment option. Your down payment includes one month's premium, administrative fees and a $5.00 monthly processing fee. Down payments will be processed immediately; monthly deductions, as shown above, will begin on the third of the month after the enrollment effective date.

Program Features

  • Instant certificate of insurance for qualified applicants
  • Customizable options to fit your needs:

    • Option A: License Protection & Defense Costs (including Foreign Jurisdiction Coverage and Loss of Personal Property) Description: This coverage provides for the legal defense costs incurred as a result of a shipping casualty as well as the coverage. This coverage also provides for legal representation, payment of expenses of legal defense and the reimbursement of civil and criminal fines and penalties (resulting from a pollution incident) imposed against you. This section also includes coverage for lost or damaged personal property (excluding money and valuable documents).
    • Option B: Includes Option A coverage PLUS provides coverage for legal representation in the defense of civil or criminal proceedings arising from a shipping casualty.
    • Option C: Includes Option B coverage PLUS provides coverage for civil damages which you become legally liable to pay for bodily injury and/or property damage as a result of a shipping casualty.
    • Optional Loss of Income Coverage: Available for an additional premium, this coverage provides for monthly compensation (for up to 12 months) plus an allowance per day for subsistence in the event of the suspension or revocation of your license or compensation for the difference in wages should your license be ordered replaced by a license of lower grade. Proof of compensation is required in the event of a claim.
    • For a full description of any of these coverage options please refer to your policy.
  • Professional Equipment coverage provided on a blanket basis
  • Safe secure electronic payment portal
  • Monthly payment options available
  • Coverage available in all 50 states
  • Limits and deductibles are inclusive of defense costs including legal fees and expenses
  • Painless automatic renewal process
    • As a busy professional, you have a lot on your plate. With 360 Coverage Pros' auto-renew feature, there's no need to complete an application every year. We’ll send you a renewal notice and if you still meet the eligibility requirements, you don’t have to do anything.
    • We’ll automatically renew your policy using the payment information we have on file. It’s that easy!

Coverage Limits

  • License Protection & Defense Costs Coverage
    • $1,000,000 or $2,000,000
  • Civil Legal Defense/Criminal Defense Costs Coverage
    • $100,000 or $250,000
  • Civil Legal Liability
    • $250,000; $500,000 or $1,000,000
  • Fines & Penalties Coverage
    • $10,000
  • Foreign Jurisdiction coverage
    • $5,000
  • Loss of Personal Property
    • $5,000 subject to $1,000 sublimit per item
  • Important: This is an Occurrence based policy and under this type of policy coverage is afforded for covered claims where the reported incident occurs within the purchased certificate coverage period, regardless of when the claim is reported to the insurance company. Any incidents that occur before or after the purchased certificate coverage period are not covered.

Deductibles and Retentions

  • Loss of Income
    • $2,000 up to $25,000 per month
  • $0 Deductible for License Protection and Defense, Foreign Jurisdiction Coverage, Civil and Criminal Defense, Civil Legal Liability, and Loss of Income & Subsistence Allowance.
  • $250 deductible each claim for loss of personal property
  • 10% of combined total fines, penalties and defense costs incurred.

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT). For those customers that select the monthly payment option, your credit card or EFT will be processed on the third of each month.

Underwriter

  • Coverage is underwritten by Berkley Offshore Underwriting Managers, a member company of Berkley, whose member insurance companies are rated A+ (Superior), Financial Size Category XV by A.M. Best Company.
  • This coverage is placed with an admitted carrier. Please reference the A.M. Best rating and disclosures link below for an explanation of admitted and non-admitted carriers.

Disclosures

Program Administrator

  • 360 Coverage Pros is administered by Gallagher, a global insurance brokerage, risk management and consulting services firm. Founded in 1927, Gallagher has operations in 33 countries and offers client service capabilities in more than 150 countries around the world through a network of correspondent brokers and consultants.
  • Refer to the policy form for additional definitions, terms, and conditions. Please contact us with any questions or concerns; you can also visit our Frequently Asked Questions section for more information.
  • Program administrative services include policy review and issuance, premium billing and invoicing, mid-term policy changes, coordination and issuance of certificates of insurance, online enrollment and account management and a dedicated customer support team with phone, chat and online contact features.

Marine License Insurance Program for Professional Mariners SECOND MATE / THIRD MATE


Apply for Professional Mariners E&O Insurance Renew    Renewal Reminder

Marine License Program Introduction

  • You’ve worked hard to build your career as a U.S. Coast Guard licensed officer. Protect your livelihood with coverage through the 360 Coverage Pros Marine License Insurance program. This program provides comprehensive coverage options at affordable rates. Apply for coverage in just minutes!
    • This Marine License Insurance Program is underwritten by Berkley Offshore Underwriting Managers, a member company of Berkley, whose member insurance companies are rated A+ (Superior), Financial Size Category XV by A.M. Best Company
    • Low monthly payments starting at just $25.83
    • Fast, easy and automated online application….No more waiting for coverage
    • Instant proof of insurance
    • First-class customer care professionals standing by to answer your questions
    • Access to marine claim experts
    • Developed by marine professionals who have spent time at sea and understand the unique challenges and risks that mariners face every day

About This Coverage

  • This Marine License Insurance program is designed exclusively for Blue Water, Brown Water, Great Lakes and Passenger Vessel Officers, Federal Pilots and State Pilots. It affords coverage to both deck department and engine department professionals including:
    • Master
    • Chief Mate
    • Second Mate
    • Third Mate
    • Mate
    • Chief Engineer
    • Second Engineer
    • Designated Duty Engineer

Pricing Information

$1 Million License Protection and Defense
Basic Coverage 1: Includes license protection & defense costs of $1,000,000 and $10,000 of fines and penalties coverage.
Effective Date Pay In Full or Down Payment w/ Monthly Payment
12/01/19 Apply today for $290.00 $65.87 $25.83
   View more limit, coverage and pricing options
  • At the time of enrollment, each enrollee will be required to make a non-refundable payment in the amount of the first month’s premium (minimum earned premium). Administrative fees and minimum earned premium are non-refundable.
  • Pricing includes a $40.00 program administration fee. Down payment refers to the monthly payment option. Your down payment includes one month's premium, administrative fees and a $5.00 monthly processing fee. Down payments will be processed immediately; monthly deductions, as shown above, will begin on the third of the month after the enrollment effective date.

Program Features

  • Instant certificate of insurance for qualified applicants
  • Customizable options to fit your needs:

    • Option A: License Protection & Defense Costs (including Foreign Jurisdiction Coverage and Loss of Personal Property) Description: This coverage provides for the legal defense costs incurred as a result of a shipping casualty as well as the coverage. This coverage also provides for legal representation, payment of expenses of legal defense and the reimbursement of civil and criminal fines and penalties (resulting from a pollution incident) imposed against you. This section also includes coverage for lost or damaged personal property (excluding money and valuable documents).
    • Option B: Includes Option A coverage PLUS provides coverage for legal representation in the defense of civil or criminal proceedings arising from a shipping casualty.
    • Option C: Includes Option B coverage PLUS provides coverage for civil damages which you become legally liable to pay for bodily injury and/or property damage as a result of a shipping casualty.
    • Optional Loss of Income Coverage: Available for an additional premium, this coverage provides for monthly compensation (for up to 12 months) plus an allowance per day for subsistence in the event of the suspension or revocation of your license or compensation for the difference in wages should your license be ordered replaced by a license of lower grade. Proof of compensation is required in the event of a claim.
    • For a full description of any of these coverage options please refer to your policy.
  • Professional Equipment coverage provided on a blanket basis
  • Safe secure electronic payment portal
  • Monthly payment options available
  • Coverage available in all 50 states
  • Limits and deductibles are inclusive of defense costs including legal fees and expenses
  • Painless automatic renewal process
    • As a busy professional, you have a lot on your plate. With 360 Coverage Pros' auto-renew feature, there's no need to complete an application every year. We’ll send you a renewal notice and if you still meet the eligibility requirements, you don’t have to do anything.
    • We’ll automatically renew your policy using the payment information we have on file. It’s that easy!

Coverage Limits

  • License Protection & Defense Costs Coverage
    • $1,000,000 or $2,000,000
  • Civil Legal Defense/Criminal Defense Costs Coverage
    • $100,000 or $250,000
  • Civil Legal Liability
    • $250,000; $500,000 or $1,000,000
  • Fines & Penalties Coverage
    • $10,000
  • Foreign Jurisdiction coverage
    • $5,000
  • Loss of Personal Property
    • $5,000 subject to $1,000 sublimit per item
  • Important: This is an Occurrence based policy and under this type of policy coverage is afforded for covered claims where the reported incident occurs within the purchased certificate coverage period, regardless of when the claim is reported to the insurance company. Any incidents that occur before or after the purchased certificate coverage period are not covered.

Deductibles and Retentions

  • Loss of Income
    • $2,000 up to $25,000 per month
  • $0 Deductible for License Protection and Defense, Foreign Jurisdiction Coverage, Civil and Criminal Defense, Civil Legal Liability, and Loss of Income & Subsistence Allowance.
  • $250 deductible each claim for loss of personal property
  • 10% of combined total fines, penalties and defense costs incurred.

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT). For those customers that select the monthly payment option, your credit card or EFT will be processed on the third of each month.

Underwriter

  • Coverage is underwritten by Berkley Offshore Underwriting Managers, a member company of Berkley, whose member insurance companies are rated A+ (Superior), Financial Size Category XV by A.M. Best Company.
  • This coverage is placed with an admitted carrier. Please reference the A.M. Best rating and disclosures link below for an explanation of admitted and non-admitted carriers.

Disclosures

Program Administrator

  • 360 Coverage Pros is administered by Gallagher, a global insurance brokerage, risk management and consulting services firm. Founded in 1927, Gallagher has operations in 33 countries and offers client service capabilities in more than 150 countries around the world through a network of correspondent brokers and consultants.
  • Refer to the policy form for additional definitions, terms, and conditions. Please contact us with any questions or concerns; you can also visit our Frequently Asked Questions section for more information.
  • Program administrative services include policy review and issuance, premium billing and invoicing, mid-term policy changes, coordination and issuance of certificates of insurance, online enrollment and account management and a dedicated customer support team with phone, chat and online contact features.

Marine License Insurance Program for Professional Mariners CHIEF ENGINEER


Apply for Professional Mariners E&O Insurance Renew    Renewal Reminder

Marine License Program Introduction

  • You’ve worked hard to build your career as a U.S. Coast Guard licensed officer. Protect your livelihood with coverage through the 360 Coverage Pros Marine License Insurance program. This program provides comprehensive coverage options at affordable rates. Apply for coverage in just minutes!
    • This Marine License Insurance Program is underwritten by Berkley Offshore Underwriting Managers, a member company of Berkley, whose member insurance companies are rated A+ (Superior), Financial Size Category XV by A.M. Best Company
    • Low monthly payments starting at just $30.00
    • Fast, easy and automated online application….No more waiting for coverage
    • Instant proof of insurance
    • First-class customer care professionals standing by to answer your questions
    • Access to marine claim experts
    • Developed by marine professionals who have spent time at sea and understand the unique challenges and risks that mariners face every day

About This Coverage

  • This Marine License Insurance program is designed exclusively for Blue Water, Brown Water, Great Lakes and Passenger Vessel Officers, Federal Pilots and State Pilots. It affords coverage to both deck department and engine department professionals including:
    • Master
    • Chief Mate
    • Second Mate
    • Third Mate
    • Mate
    • Chief Engineer
    • Second Engineer
    • Designated Duty Engineer

Pricing Information

$1 Million License Protection and Defense
Basic Coverage 1: Includes license protection & defense costs of $1,000,000 and $10,000 of fines and penalties coverage.
Effective Date Pay In Full or Down Payment w/ Monthly Payment
12/01/19 Apply today for $340.00 $70.00 $30.00
   View more limit, coverage and pricing options
  • At the time of enrollment, each enrollee will be required to make a non-refundable payment in the amount of the first month’s premium (minimum earned premium). Administrative fees and minimum earned premium are non-refundable.
  • Pricing includes a $40.00 program administration fee. Down payment refers to the monthly payment option. Your down payment includes one month's premium, administrative fees and a $5.00 monthly processing fee. Down payments will be processed immediately; monthly deductions, as shown above, will begin on the third of the month after the enrollment effective date.

Program Features

  • Instant certificate of insurance for qualified applicants
  • Customizable options to fit your needs:

    • Option A: License Protection & Defense Costs (including Foreign Jurisdiction Coverage and Loss of Personal Property) Description: This coverage provides for the legal defense costs incurred as a result of a shipping casualty as well as the coverage. This coverage also provides for legal representation, payment of expenses of legal defense and the reimbursement of civil and criminal fines and penalties (resulting from a pollution incident) imposed against you. This section also includes coverage for lost or damaged personal property (excluding money and valuable documents).
    • Option B: Includes Option A coverage PLUS provides coverage for legal representation in the defense of civil or criminal proceedings arising from a shipping casualty.
    • Option C: Includes Option B coverage PLUS provides coverage for civil damages which you become legally liable to pay for bodily injury and/or property damage as a result of a shipping casualty.
    • Optional Loss of Income Coverage: Available for an additional premium, this coverage provides for monthly compensation (for up to 12 months) plus an allowance per day for subsistence in the event of the suspension or revocation of your license or compensation for the difference in wages should your license be ordered replaced by a license of lower grade. Proof of compensation is required in the event of a claim.
    • For a full description of any of these coverage options please refer to your policy.
  • Professional Equipment coverage provided on a blanket basis
  • Safe secure electronic payment portal
  • Monthly payment options available
  • Coverage available in all 50 states
  • Limits and deductibles are inclusive of defense costs including legal fees and expenses
  • Painless automatic renewal process
    • As a busy professional, you have a lot on your plate. With 360 Coverage Pros' auto-renew feature, there's no need to complete an application every year. We’ll send you a renewal notice and if you still meet the eligibility requirements, you don’t have to do anything.
    • We’ll automatically renew your policy using the payment information we have on file. It’s that easy!

Coverage Limits

  • License Protection & Defense Costs Coverage
    • $1,000,000 or $2,000,000
  • Civil Legal Defense/Criminal Defense Costs Coverage
    • $100,000 or $250,000
  • Civil Legal Liability
    • $250,000; $500,000 or $1,000,000
  • Fines & Penalties Coverage
    • $10,000
  • Foreign Jurisdiction coverage
    • $5,000
  • Loss of Personal Property
    • $5,000 subject to $1,000 sublimit per item
  • Important: This is an Occurrence based policy and under this type of policy coverage is afforded for covered claims where the reported incident occurs within the purchased certificate coverage period, regardless of when the claim is reported to the insurance company. Any incidents that occur before or after the purchased certificate coverage period are not covered.

Deductibles and Retentions

  • Loss of Income
    • $2,000 up to $25,000 per month
  • $0 Deductible for License Protection and Defense, Foreign Jurisdiction Coverage, Civil and Criminal Defense, Civil Legal Liability, and Loss of Income & Subsistence Allowance.
  • $250 deductible each claim for loss of personal property
  • 10% of combined total fines, penalties and defense costs incurred.

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT). For those customers that select the monthly payment option, your credit card or EFT will be processed on the third of each month.

Underwriter

  • Coverage is underwritten by Berkley Offshore Underwriting Managers, a member company of Berkley, whose member insurance companies are rated A+ (Superior), Financial Size Category XV by A.M. Best Company.
  • This coverage is placed with an admitted carrier. Please reference the A.M. Best rating and disclosures link below for an explanation of admitted and non-admitted carriers.

Disclosures

Program Administrator

  • 360 Coverage Pros is administered by Gallagher, a global insurance brokerage, risk management and consulting services firm. Founded in 1927, Gallagher has operations in 33 countries and offers client service capabilities in more than 150 countries around the world through a network of correspondent brokers and consultants.
  • Refer to the policy form for additional definitions, terms, and conditions. Please contact us with any questions or concerns; you can also visit our Frequently Asked Questions section for more information.
  • Program administrative services include policy review and issuance, premium billing and invoicing, mid-term policy changes, coordination and issuance of certificates of insurance, online enrollment and account management and a dedicated customer support team with phone, chat and online contact features.

Marine License Insurance Program for Professional Mariners SECOND / THIRD / DESIGNATED DUTY ENGINEER


Apply for Professional Mariners E&O Insurance Renew    Renewal Reminder

Marine License Program Introduction

  • You’ve worked hard to build your career as a U.S. Coast Guard licensed officer. Protect your livelihood with coverage through the 360 Coverage Pros Marine License Insurance program. This program provides comprehensive coverage options at affordable rates. Apply for coverage in just minutes!
    • This Marine License Insurance Program is underwritten by Berkley Offshore Underwriting Managers, a member company of Berkley, whose member insurance companies are rated A+ (Superior), Financial Size Category XV by A.M. Best Company
    • Low monthly payments starting at just $25.83
    • Fast, easy and automated online application….No more waiting for coverage
    • Instant proof of insurance
    • First-class customer care professionals standing by to answer your questions
    • Access to marine claim experts
    • Developed by marine professionals who have spent time at sea and understand the unique challenges and risks that mariners face every day

About This Coverage

  • This Marine License Insurance program is designed exclusively for Blue Water, Brown Water, Great Lakes and Passenger Vessel Officers, Federal Pilots and State Pilots. It affords coverage to both deck department and engine department professionals including:
    • Master
    • Chief Mate
    • Second Mate
    • Third Mate
    • Mate
    • Chief Engineer
    • Second Engineer
    • Designated Duty Engineer

Pricing Information

$1 Million License Protection and Defense
Basic Coverage 1: Includes license protection & defense costs of $1,000,000 and $10,000 of fines and penalties coverage.
Effective Date Pay In Full or Down Payment w/ Monthly Payment
12/01/19 Apply today for $290.00 $65.87 $25.83
   View more limit, coverage and pricing options
  • At the time of enrollment, each enrollee will be required to make a non-refundable payment in the amount of the first month’s premium (minimum earned premium). Administrative fees and minimum earned premium are non-refundable.
  • Pricing includes a $40.00 program administration fee. Down payment refers to the monthly payment option. Your down payment includes one month's premium, administrative fees and a $5.00 monthly processing fee. Down payments will be processed immediately; monthly deductions, as shown above, will begin on the third of the month after the enrollment effective date.

Program Features

  • Instant certificate of insurance for qualified applicants
  • Customizable options to fit your needs:

    • Option A: License Protection & Defense Costs (including Foreign Jurisdiction Coverage and Loss of Personal Property) Description: This coverage provides for the legal defense costs incurred as a result of a shipping casualty as well as the coverage. This coverage also provides for legal representation, payment of expenses of legal defense and the reimbursement of civil and criminal fines and penalties (resulting from a pollution incident) imposed against you. This section also includes coverage for lost or damaged personal property (excluding money and valuable documents).
    • Option B: Includes Option A coverage PLUS provides coverage for legal representation in the defense of civil or criminal proceedings arising from a shipping casualty.
    • Option C: Includes Option B coverage PLUS provides coverage for civil damages which you become legally liable to pay for bodily injury and/or property damage as a result of a shipping casualty.
    • Optional Loss of Income Coverage: Available for an additional premium, this coverage provides for monthly compensation (for up to 12 months) plus an allowance per day for subsistence in the event of the suspension or revocation of your license or compensation for the difference in wages should your license be ordered replaced by a license of lower grade. Proof of compensation is required in the event of a claim.
    • For a full description of any of these coverage options please refer to your policy.
  • Professional Equipment coverage provided on a blanket basis
  • Safe secure electronic payment portal
  • Monthly payment options available
  • Coverage available in all 50 states
  • Limits and deductibles are inclusive of defense costs including legal fees and expenses
  • Painless automatic renewal process
    • As a busy professional, you have a lot on your plate. With 360 Coverage Pros' auto-renew feature, there's no need to complete an application every year. We’ll send you a renewal notice and if you still meet the eligibility requirements, you don’t have to do anything.
    • We’ll automatically renew your policy using the payment information we have on file. It’s that easy!

Coverage Limits

  • License Protection & Defense Costs Coverage
    • $1,000,000 or $2,000,000
  • Civil Legal Defense/Criminal Defense Costs Coverage
    • $100,000 or $250,000
  • Civil Legal Liability
    • $250,000; $500,000 or $1,000,000
  • Fines & Penalties Coverage
    • $10,000
  • Foreign Jurisdiction coverage
    • $5,000
  • Loss of Personal Property
    • $5,000 subject to $1,000 sublimit per item
  • Important: This is an Occurrence based policy and under this type of policy coverage is afforded for covered claims where the reported incident occurs within the purchased certificate coverage period, regardless of when the claim is reported to the insurance company. Any incidents that occur before or after the purchased certificate coverage period are not covered.

Deductibles and Retentions

  • Loss of Income
    • $2,000 up to $25,000 per month
  • $0 Deductible for License Protection and Defense, Foreign Jurisdiction Coverage, Civil and Criminal Defense, Civil Legal Liability, and Loss of Income & Subsistence Allowance.
  • $250 deductible each claim for loss of personal property
  • 10% of combined total fines, penalties and defense costs incurred.

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT). For those customers that select the monthly payment option, your credit card or EFT will be processed on the third of each month.

Underwriter

  • Coverage is underwritten by Berkley Offshore Underwriting Managers, a member company of Berkley, whose member insurance companies are rated A+ (Superior), Financial Size Category XV by A.M. Best Company.
  • This coverage is placed with an admitted carrier. Please reference the A.M. Best rating and disclosures link below for an explanation of admitted and non-admitted carriers.

Disclosures

Program Administrator

  • 360 Coverage Pros is administered by Gallagher, a global insurance brokerage, risk management and consulting services firm. Founded in 1927, Gallagher has operations in 33 countries and offers client service capabilities in more than 150 countries around the world through a network of correspondent brokers and consultants.
  • Refer to the policy form for additional definitions, terms, and conditions. Please contact us with any questions or concerns; you can also visit our Frequently Asked Questions section for more information.
  • Program administrative services include policy review and issuance, premium billing and invoicing, mid-term policy changes, coordination and issuance of certificates of insurance, online enrollment and account management and a dedicated customer support team with phone, chat and online contact features.
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