Contact Customer Care

  (877) 524-0265

E&O Insurance for The Pinnacle Benefits Group, L.L.C.

Errors & Omissions Insurance for The Pinnacle Benefits Group, L.L.C. AGENTS

Apply for Real Estate E&O Insurance Renew   Policy   Policy 09/01/2017 to 09/01/2018   E&O Renewal Reminder

Pricing Information  •   Program Eligibility  •   Program Features  •   Coverage Limits  •   Deductibles and Retentions  •   Payment Options  •   Underwriter  •   Disclosures

E&O Program Introduction

  • 360 Coverage Pros provides an Errors & Omissions insurance program exclusively for Agents appointed with The Pinnacle Benefits Group, L.L.C.. Since 1990, 360 Coverage Pros has assisted thousands of agents with their E&O needs.

About This Coverage

  • This Errors and Omissions Insurance Plan is designed exclusively for agents of The Pinnacle Benefits Group, L.L.C. and helps to protect against claims arising from the sale and servicing of insurance products.
  • This E&O Policy renews on September 1st. All certificates of insurance issued under this policy will renew September 1st. Premiums are prorated based on chosen effective date of coverage.

Pricing Information

$1 Million per claim / $1 Million annual aggregate
Coverage extends to all life, accident and health, LTC, Medicare, disability, annuities, mutual funds, variable products, universal life, section 125, employee benefit plans, self-funded plans, and managed health care organizations of all life and health carriers.
Effective Date Pay In Full or Down Payment w/ Monthly Payment
09/01/17 $430.00 $63.75 $38.75
10/01/17 $396.25 $63.75 $38.75
11/01/17 $362.50 $63.75 $38.75
12/01/17 $328.75 $63.75 $38.75
01/01/18 $295.00 $63.75 $38.75
02/01/18 $261.25 $63.75 $38.75
03/01/18 $227.50 $63.75 $38.75
04/01/18 Apply today for $193.75 $63.75 $38.75
05/01/18 $160.00 $63.75 $38.75
06/01/18 $126.25 $63.75 $38.75
07/01/18 $92.50 $63.75 $38.75
08/01/18 $58.75 $58.75 $0.00
   View more limit, coverage and pricing options
  • This is an annual policy which renews each September 1st. Premiums are prorated monthly for enrollment purposes. Pricing includes a $25.00 administrative fee. Down payment includes one month's premium and a $5.00 monthly processing fee. Monthly payments include a $5.00 processing fee and will begin the first business day of the month after the enrollment effective date.
  • At the time of enrollment, each agent will be required to make a non-refundable payment in the amount of the first month’s premium (minimum earned premium). Administrative fees and minimum earned premium are non-refundable.

Program Eligibility

  • You must be actively affiliated with The Pinnacle Benefits Group, L.L.C. at the time of enrollment

Program Features

  • Coverage includes life, accident and health, LTC, universal life, section 125, employee benefit plans, and managed health care organizations, disability income activities, mutual funds, annuities, and variable products
  • Defense costs are provided and are included within the limits of liability.
  • Provides coverage for your administrative, clerical and support personnel while they are acting on your behalf.
  • Provides coverage for any corporation, partnership or other business entity that is owned or controlled by an Agent, General Agent or Registered Representative but only for the covered acts of the individual Agent, General Agent or Registered Representative. This is individual E&O insurance.
  • Provides coverage for: the Insured brokerage; any owner, partner, executive, officer, director, stockholder or employee of the Insured brokerage, solely while acting within the scope of the person's duties as such; and any estate, heir, executor, administrator, assignee or legal representative of any Insured in the event of the Insured's death, incapacity or bankruptcy, but only to the extent that such person had coverage under the Policy.

Coverage Limits

  • $1 Million per claim / $1 Million annual aggregate
  • $1 Million per claim / $2 Million annual aggregate

Deductibles and Retentions

  • $500 deductible for The Pinnacle Benefits Group, L.L.C. product-related claims
  • $1,500 deductible for Non The Pinnacle Benefits Group, L.L.C. product-related claims and Mutual Funds

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT). For those customers that select the monthly payment option, your credit card or EFT will be processed on the 3rd business day of each month.

Underwriter

  • This errors and omissions coverage is placed with an admitted carrier. Please reference the A.M. Best rating chart and disclosures link below for an explanation of admitted and non-admitted carriers.
  • Your coverage is secured by BCS Insurance Company.
    www.bcsins.com
    BCS Insurance Company is A.M. Best A- (Excellent) IX rated carrier.

Rate Calculator