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Cyber Liability & Data Breach Insurance

Are you protected against the costs of a data breach?

The financial implications for a small business or independent contractor affected by a data breach can be devastating. In fact, studies show that 60 percent of small businesses go out of business within six months of experiencing a data breach.* The best way to prevent becoming a part of this sobering statistic is to protect your business by having insurance coverage in place.

This Cyber Liability and Data Breach Insurance program provides small businesses and independent contractors with coverage to help protect against the financial burden created by a data breach.

Pricing as low as $199 annually. Quoting this valuable coverage takes just minutes.

*Source: U.S. National Cyber Security Alliance

Get a Cyber Liability Quote Now! Schedule A Free Consultation!

  • Program Highlights

    • Easy Online Quote and Purchase Process
    • "A-" Rated Admitted Insurance Carrier
    • Access to 24/7/365 Breach Response Line
    • Broad Coverage Options for:
      • Cyber Hacking
      • Data Breaches / Lost Information
      • Disclosure of Private / Confidential information
      • Defense / Legal Costs
      • Regulatory Claims and Penalties
      • Multimedia Liability
      • Cyber Crime and Extortion

  • This Cyber Liability & Data Breach Insurance Provides Protection For:

    First Party Expenses

    • Breach Response costs (including employees)
      • Credit Notification costs
      • Monitoring services for up to a year (or as required by law)
      • Forensic Analysis: computer forensic expert
      • PR consultant
    • Cyber Extortion
    • Business interruption costs
      • Loss of income
      • Restoration costs

    Third Party Expenses

    • Claims – i.e. damages and claim expenses – for:
      • Violations of privacy law or regulation
      • Multimedia liability (e.g. claims based on defamation, libel, copyright infringement)
    • Regulatory fines and penalties
    • Compensatory payments – as required by regulatory action – to affected individuals
    • PCI Assessments

CalChamber makes no representations or warranties regarding any of the services or products provided by Gallagher Affinity, INVISUS, BCS Insurance, and/or ACADSA/HISCOX Insurance.

All services and products described above are being offered and provided solely by Gallagher Affinity, INVISUS, BCS Insurance, and/or ACADSA/HISCOX Insurance. CalChamber is not affiliated in any way with these entities. CalChamber is not a party to any agreement or contract you may enter into with Gallagher Affinity, INVISUS, BCS Insurance, or ACADSA/HISCOX Insurance. Accordingly, CalChamber disclaims any liability arising from the provision of the services or products described above.

CalChamber is offering this program as a benefit to its members. CalChamber may, in its sole discretion, terminate this program. In the event of termination, any insurance policies purchased will remain in effect until the term of the policy contractually expires.