Cyber Liability & Data Breach Insurance

Are you protected against the costs of a data breach?

The financial implications for a small business or independent contractor affected by a data breach can be devastating. In fact, studies show that 60 percent of small businesses go out of business within six months of experiencing a data breach.* The best way to prevent becoming a part of this sobering statistic is to protect your business by having insurance coverage in place.

This Cyber Liability and Data Breach Insurance program provides small businesses and independent contractors with coverage to help protect against the financial burden created by a data breach.

Pricing as low as $199 annually. Quoting this valuable coverage takes just minutes.

*Source: U.S. National Cyber Security Alliance

Get a Cyber Liability Quote Now!
  • Accepted Payment Methods: MasterCard, Discover, American Express and Visa

    Pricing Information

    Insured Revenue
    $250K Limit
    $500K Limit
    $1M Limit
    $2M Limit
    $0 - $1M
    $199
    $299
    $400
    N/A
    $1M - $2.5M
    $310
    $399
    $599
    $799
    $2.5M - $5M
    $410
    $550
    $750
    $999

  • The Cyber and Data Breach Insurance plan provides insurance protection for both First and Third Party Expenses.

    First Party Expenses

    • Breach Response costs (including employees)
      • Credit Notification costs
      • Monitoring services for up to a year (or as required by law)
      • Forensic Analysis: computer forensic expert
      • PR consultant
    • Cyber Extortion
    • Business interruption costs
      • Loss of income
      • Restoration costs

    Third Party Expenses

    • Claims – i.e. damages and claim expenses – for:
      • Violations of privacy law or regulation
      • Multimedia liability (e.g. claims based on defamation, libel, copyright infringement)
    • Regulatory fines and penalties
    • Compensatory payments – as required by regulatory action – to affected individuals
    • PCI Assessments

  • Program Highlights

    • Easy Online Quote and Purchase Process
    • A Rated Admitted Insurance Carrier
    • Access to 24/7/365 Breach Response Line
    • Broad Coverage Options for:
      • Cyber Hacking
      • Data Breaches / Lost Information
      • Disclosure of Private / Confidential information
      • Defense / Legal Costs
      • Regulatory Claims and Penalties
      • Multimedia Liability
      • Cyber Crime and Extortion

  • Program Eligibility

    • Antivirus and firewalls that protect the insured's computer system(s) are required to bind coverage.
    • For those domiciled in VT or a U.S. Territory, click here for a custom quote. Program is not available for those domiciled in VT or U.S. Territories.
      • Please Note: For those licensed under a non-resident license in VT or U.S. Territories, they are still eligible for the program.

    Policy Exclusions

    Underwriter

    • Your coverage is secured by BCS Insurance Company.
      www.bcsins.com
      BCS Insurance Company is A.M. Best A- (Excellent) IX rated carrier.
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