Special Event Liability Coverage

This program provides primary event liability coverage for short-term non-sports events. This program can provide coverage for events held at a single location up to 10 consecutive event days and up to a maximum total attendance of 15,000. Coverage for an additional 5 setup days (if coverage is purchased far enough in advance) and 5 tear down days is automatically provided. Host liquor coverage is available.

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  • Policy Features

    • Designed to cover general liability at short-term events
    • Property damage to include damage to rented premises
    • Limits up to $1 million occurrence/$2 million aggregate are available
    • Property owner can be included as an additional insured
    • Automatic coverage for volunteers,temporary or leased workers, and committee
    • Set up and take down coverage
    • Rain date coverage (optional)

    General Liability Limits

    • $1,000,000 Occurrence
    • $5,000,000 General Aggregate (applies per team)
    • $5,000,000 Products-Completed Operations Aggregate
    • $1,000,000 Personal and Advertising Injury
    • $1,000,000 Damage to Premises Rented to You
    • $5,000 Medical Payments

    General Liability Notable Endorsements

    • Additional Insured – Certificate Holders
    • Products-Completed Operations Hazard Redefined

    General Liability Notable Exclusions

    • Asbestos Exclusion
    • Lead Exclusion
    • Fungi/Bacteria Exclusion
    • Abuse or Molestation Exclusion
    • Amusement Devices Exclusion
    • Fireworks Exclusion
    • Exclusion – Designated Products (products coverage is not provided for guns, knives and other weapons or automobile, aircraft and watercraft parts)
    • Exclusion – Bodily Injury to Performers
    • Exclusion – Bodily Injury to Athletic or Sports Participants
  • Additional insured certificates can be requested after the purchase of insurance for no additional cost. If you request additional insured certificates at a later date, your confirmation number will be needed.

  • Contact Information

    • Phone: 877-441-4011
    • Email: fastcov@fastcov.com

All coverage is provided on an admitted basis by "A" rated carriers. The above Program Summary information is offered as a snapshot of the coverages provided through the FastCov online insurance program. For a complete description of coverages and exclusions, the policies should be read and reviewed in detail. The precise coverage afforded is subject to the terms and conditions of the policies as issued.