Marine License Insurance for Marquette

Marine License Program Introduction

  • Marquette-provided Basic Coverage – License Protection & Defense Costs:

    You’ve worked hard to build your career as a licensed wheelman at Marquette Transportation. Marquette acknowledges the importance of safeguarding your marine licensure from U.S Coast Guard inquiries and investigations. Marquette provides Basic Coverage – License Protection & Defense Costs on behalf of its wheelmen. A breakdown of your Basic Coverage is listed below and additional coverage options are available to you for purchase which are highlighted in the “Discounted Additional Coverage Options” section. Marquette-provided coverage:

    • License Protection and Defense (up to $1,000,000) in the event you are required to appear at an administrative proceeding of the U.S. Coast Guard (or other governmental authority) involving your license as the result of a shipping casualty.
      • Foreign Jurisdiction – (up to $5,000) – Coverage for the event you are compelled to attend and judicial proceeding or court inquiry held outside of the United States or Canada as a party or witness.
      • Loss of Personal Property – (up to $5,000) – Coverage for loss or damaged property resulting from a shipping casualty.
      • Fines and Penalties – (up to $10,000) – Wheelmen are compensated for fines and penalties issued by the U.S. Coast Guard or other regulatory/governmental authorities arising from a shipping casualty against you.
    • Loss of Income (up to $10,000/month and $35/day subsistence allowance) is paid for by Marquette on behalf of all of their licensed wheelmen in the event of the suspension or revocation of your license or compensation for the difference in wages should your license be reduced in grade.

About This Coverage

Program Features

  • Discounted Additional Coverage Options

    Marquette has negotiated preferred pricing on behalf of its wheelmen and highly recommends exploring these comprehensive coverage options to better protect your livelihood by clicking ‘Apply Now.

    • All options provide coverage for legal representation in the defense of civil or criminal proceedings arising from a shipping casualty as well as civil damages which you may become legally liable to pay for bodily injury and/or property damage as a result of a shipping casualty. Options also include increased loss of income coverage which provides monthly compensation plus an allowance per day for subsistence. There are several options to fit you needs:
      • Option 1: $100,000 per occurrence limit for Civil and Criminal Legal Defense and $250,000 for Civil Legal Liability. Loss of Income Coverage increased from up to $10,000 on the basic coverage provided by Marquette to $15,000 per month. Only $303/yr
      • Option 2: $250,000 per occurrence limit for Civil and Criminal Legal Defense and $500,000 for Civil Legal Liability. Loss of Income Coverage increased from up to $10,000 on the basic coverage provided by Marquette to $20,000 per month. Only $384/yr
      • Option 3: $250,000 per occurrence limit for Civil and Criminal Legal Defense and $1,000,000 for Civil Legal Liability. Loss of Income Coverage increased from up to $10,000 on the basic coverage provided by Marquette to $20,000 per month. Only $403/yr.
  • Monthly payment options available
  • Instant proof of insurance for Marquette wheelmen
  • Safe secure electronic payment portal
  • First-class customer care professionals standing by to answer your questions
  • Coverage available in all 50 states
  • Painless automatic renewal process
    • As a busy professional, you have a lot on your plate. With 360 Coverage Pros' auto-renew feature, there's no need to complete an application every year. We’ll send you a renewal notice and if you still meet the eligibility requirements, you don’t have to do anything.
    • We’ll automatically renew your policy using the payment information we have on file. It’s that easy!

Coverage Limits

  • License Protection & Defense Costs Coverage (coverage paid for by Marquette)
    • $1,000,000
  • Civil Legal Defense/Criminal Defense Costs Coverage
    • $100,000 or $250,000
  • Civil Legal Liability
    • $250,000; $500,000 or $1,000,000
  • Foreign Jurisdiction coverage (Coverage paid for by Marquette)
    • $5,000
  • Loss of Personal Property (Coverage paid for by Marquette)
    • $5,000 subject to $1,000 sublimit per item
  • Loss of Income (first $10,000 of loss of income coverage paid for by Marquette)
    • Up to $20,000 per month and $35 per day of subsistence allowance
  • Important: This is an Occurrence based policy and under this type of policy coverage is afforded for covered claims where the reported incident occurs within the purchased certificate coverage period, regardless of when the claim is reported to the insurance company. Any incidents that occur before or after the purchased certificate coverage period are not covered.

Deductibles and Retentions

  • $0 Deductible for License Protection and Defense, Foreign Jurisdiction Coverage ($5,000 Coverage Limit), Civil and Criminal Defense, Civil Legal Liability, and Loss of Income & Subsistence Allowance.
  • $250 deductible each claim for loss of personal property ($5,000 coverage limit and $1,000 sublimit per item)
  • 10% of combined total fines, penalties and defense costs incurred.

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT). For those customers that select the monthly payment option, your credit card or EFT will be processed on the third of each month.
  • At the time of enrollment, each enrollee will be required to make a non-refundable payment in the amount of the first month’s premium (minimum earned premium). Administrative fees and minimum earned premium are non-refundable.
  • Pricing includes a $40.00 program administration fee. Down payment refers to the monthly payment option. Your down payment includes one month's premium, administrative fees and a $5.00 monthly processing fee. Down payments will be processed immediately; monthly deductions, as shown above, will begin on the third of the month after the enrollment effective date.

Underwriter

  • Coverage is underwritten by Berkley Offshore Underwriting Managers, a member company of Berkley, whose member insurance companies are rated A+ (Superior), Financial Size Category XV by A.M. Best Company.
  • Developed by marine professionals who have spent time at sea and understand the unique challenges and risks that wheelmen face every day
  • This coverage is placed with an admitted carrier. Please reference the A.M. Best rating and disclosures link below for an explanation of admitted and non-admitted carriers.

Disclosures

  • A.M. Best rating and other disclosures.
  • Limits and deductibles are inclusive of defense costs including legal fees and expenses
  • Refer to the policy form by clicking on the Policy button at the top of the page for more details on covered professional services and exclusions.

Program Administrator

  • 360 Coverage Pros is administered by Gallagher Affinity, a global insurance brokerage, risk management and consulting services firm. Founded in 1927, Gallagher has operations in 33 countries and offers client service capabilities in more than 150 countries around the world through a network of correspondent brokers and consultants.
  • Refer to the policy form for additional definitions, terms, and conditions. Please contact us with any questions or concerns; you can also visit our Frequently Asked Questions section for more information.
  • Program administrative services include policy review and issuance, premium billing and invoicing, mid-term policy changes, coordination and issuance of certificates of insurance, online enrollment and account management and a dedicated customer support team with phone, chat and online contact features.
  • To report a claim, please contact Berkley Offshore by phone at (212) 618-2960 during normal business hours, or at (347) 380-0857 for 24/7 Emergency Claims Service. Once the claim has been initially reported, please fill out the Claims Reporting Form and return the completed form to the email address listed on the document.
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